+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

Search results

  1. J

    Tips to buy house in canada

    Will you work downtown? 650K doesnt get you a townhouse anymore in GTA. You can try buying a condo in Toronto. Check condos.ca. as soon as you are in Canada and after initial settlement, reach out to one of the big 5 banks . since you have employment history with the same employer and have US...
  2. J

    PR for child born to PR holders in US

    We were in a similar situation, we sponsored our US born son after we moved to Canada and got his PR in 9 months. Our employer had a cheap provincial replacement plan which covered him until we got his PR and healthcare card. If you dont have a employer plan, you will have to buy it privately...
  3. J

    Where to invest in Real Estate

    NO they weren't over leveraged luckily. They are selling because they are moving south to retire. The point is, house prices can and will go down if the increase in prices is not aligned with the economic growth of a region but merely due to availability of cheap mortgages and low supply.
  4. J

    Where to invest in Real Estate

    Not everywhere. Personally know someone who bought a house in Chicago burbs for 432K in 2006 and sold for 397K just last week. Right now in the GTA and extended GTA, house prices are inflated due to low mortgage rates and everyone fleeing the city. I dont think WFH will last forever. When a...
  5. J

    Where to invest in Real Estate

    100% lockdown throughout the globe in 7 months!?
  6. J

    Whitby Vs Milton

    Right whitby has GO trains to downtown throughout the day. But is it true it takes 1.5 hours door to door to get to downtown from either of the places?
  7. J

    Buying a Condo in North york

    When you say north to south, what areas you are talking about? How's the area around Sheppard and yonge
  8. J

    Buying a Condo in North york

    Exactly. I started of searching for detached or semi in the suburbs in both halton and durham. But door to door it seems it takes atleast 1.5 hours one way to downtown. That's 3 hours a day and leaves so little time at home. So decided to stay in Toronto itself. I am hoping the condo prices...
  9. J

    Buying a Condo in North york

    Yes of course the utilities that are not covered in the maintenance will be extra. My main question is, is this a good strategy? To buy a condo for a couple years and then trade it for a bigger house? I am looking for personal experiences. Plus and minus of doing this. Is it wise to do this now...
  10. J

    Buying a Condo in North york

    Let's say we have the downpayment for 1+1 condo and can afford the maintenance fees and property tax. Is it wise to buy it instead of renting ?(mortgage +tax+maintenance = rent+ utilities) We dont want to move to the suburbs yet as we are in consulting companies not sure where our job...
  11. J

    Whitby Vs Milton

    Right. I think even the GO train frequency seems better on the LE compared to Milton. What about schools in Whitby?
  12. J

    Whitby Vs Milton

    I know Milton is in high demand among new immigrants. But is it worth all that extra cash? It keeps getting expensive. How does Whitby compare to Milton, other than the property taxes and the conservation parks?
  13. J

    Tax on money transferred from US savings account to Canada

    Do I atleast need to declare when I file taxes for 2020? We moved here in Dec 2019 and already filed our taxes for 2019
  14. J

    Tax on money transferred from US savings account to Canada

    I have some money in US savings accounts which was accumulated over a 5 year period mainly from salary. I would like to open an EQ bank account and transfer the money from US bank accounts via transferwise. Will CA tax me on this transfer, considering that I have already paid tax on this money...
  15. J

    Durham area nuclear plants!! Safe to buy a home!?

    Hello. All good points. Trust me am very tempted to just go book one of those new constructions in Whitby but doing my homework. Only pickering is going to be shut down in 2024 but what about Darlington. Will it continue to have any effect on the safety of Durham residents and appreciation of...
  16. J

    Durham area nuclear plants!! Safe to buy a home!?

    Thank you for your inputs. We have narrowed down our options to Oakville,Milton, Whitby. Been contemplating if we want a bigger house that Whitby can offer or a modest place away from the nuclear plants in Oakville/Milton for better transportation and culture
  17. J

    Durham area nuclear plants!! Safe to buy a home!?

    We are from India. We plan to buy a car. We like being outdoors , camping and also like farmers markets ,art and food festivals
  18. J

    Durham area nuclear plants!! Safe to buy a home!?

    Thank you. Would you recommend Whitby to an young family who would probably be working in downtown?
  19. J

    Durham area nuclear plants!! Safe to buy a home!?

    Value appreciation aside, how safe is it to live so close to two nuclear plants. What do the locals think about this? Does it bother them at all? I like the area because of the access to GO station and affordable housing and schools seem to be good too. I just want to make sure I am not writing...
  20. J

    Durham area nuclear plants!! Safe to buy a home!?

    There are some great developments of detached homes in Whitby which are well within my budget but am hesitant because of the Darlington and Pickering nuclear plants within 50 kilometer . What do you guys think about this location . Is it wise to buy in Durham just because it's cheaper now. Will...