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  1. M

    New buyers

    For people who are looking into buying their first homes and are already PR holders, have decent credit but no down payment, I have stumbled across something a friend has been doing that is an alternative to help people get into their first/2nd etc. houses without a downpayment. Wondering if...
  2. M

    Starting small second hand car trading business

    http://w ww.omvic.on.ca/info/faqs/dealer_registration_faqs.htm Once you plan to sell used cars you need a used car dealers license by law. You can buy 1, fix it up and do a private sale etc. to start off. There are lots of car show rooms in most major cities and Mississauga has a bunch. It's...
  3. M

    can a person on visit visa can buy a business in canada? seniors please help !!

    You can start a business in Canada without being a resident but have to do it correctly. http://sbinfocanada.about.com/od/startup/f/nonresidentstartbiz.htm Read up on that to give you an idea. Also, obtain a lawyer.
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    Registering for an HST Number

    Businesses and self-employed individuals Business and GST/HST registration, payroll, GST/HST (including rebates such as the new housing rebates), excise taxes and other levies, excise duties, corporations, sole proprietorships and partnerships Hours of service and service standard...
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    Credit History: Why is it such a mystery??

    Not too sure why you did. I've had over 60 clients get that first with no credit history at all and build starting with that along with a pc account. All we did was go into the store with a Drivers license, sin and job address and income. About a week later they got their cards around 500-1000...
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    New SIN on permanent residence to replace temporary "9" SIN

    Maybe I misunderstood what you were saying. Yes, Revenue Canada will know 100% for sure as they're all linked. Though IF you have a new SIN and do not inform any institution or update this, then equifax/transunion will not know this. I won't go into specifics but the system could not tell who is...
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    Credit History: Why is it such a mystery??

    If you want to obtain credit quick, Canadian Tire is very easy to get approved with. Capital One will approve you but for a $59 annual fee and you can load anywhere from 300-1500 to security if you want. There are some companies that give you a term loan of 5 years for say $5000, which they...
  8. M

    Car Loan for student with $40K income

    Drop me an email for some advice. Otherwise get a co-signer with a non temporary SIN. Also, there are some lenders whom are outside this box that will give a loan with a substantial downpayment towards the purchase. If you want the best deals, you need that PR pass.
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    New SIN on permanent residence to replace temporary "9" SIN

    Actually this is incorrect. The credit agencies are unrelated to any bank/government. What actually happens is when you update with your banks, the banks will then update on their next filing reports to Equifax/Transunion these changes if you have any credit facilities with them such as line of...
  10. M

    Credit Card rejected due to details matching with someone else.

    Very simple. Did you give your SIN number when applying? There can be hundrd of mike thompsons and they dont know how to track the exact person through the system. When you attach your SIN to a credit application, the credit agency is able to locate the file that matches your name, date of...
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    How does NSF (No Sufficient Funds) check affect credit history?

    NSF has zero affect on your credit. It only has an internal issue with the bank which your account is with. Your accounts have ratings internally. For example, you can be pre-qualified for credit based on your account history/transactions without the bank checking your credit. An NSF does...
  12. M

    What is difference between toronto and massisuaga

    Mississauga is cheaper to live in and better run ;). Plus it has no debts and no garbage issues
  13. M

    1 Bed room furnished in Mississauga

    You can check the above suggestions or also mls.ca and zoom in and choose your category and price range/preferences. Mississauga will usually be cheaper. Good luck.
  14. M

    Expired PR Card. Along with valid identifications.

    Do you have any of those documents photocopied atleast? You will have an issue as the police took your Drivers License. If you want to discuss about some options, feel free to email me.
  15. M

    PR Card expired Out of Country and Residency Obligations concern - Pls Advise.

    Have a few questions and may be able to help you. Drop me an email if you'd like.