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Ive got a question; What would be the definition of the perfect straightforward Family Class Application, and also the opposite, a complicated application?

Heres something to throw out there. In January the waiting time was half what it is now. It all started in Febuary, yes there was a big influx in febuary, but CIC M really are moving stupidly slow. So here it is, maybe this extra waiting time is sort of deliberate. Theres no doubt recently the...

I read online that immigrants ae generally able to obtain a Mortgage if they can put down 35% of the purchase price, even if they don't have a job offer. 8) Does anyone know how difficult it is to get a Mortgage in Canada or have any experience of doing so? Thanks in advance. ;)