Hi
It is infact true that you didn't show a loan of 80%. Here is how I look at it
1st year tuition fees (8 lakhs= 14,500 CAD) + 1000CAD living+ 2000 traveling= 26,500 CAD which is your estimated expenses for one year, now 80% of 26,500CAD is 21,200 CAD which is 11,66,000 INR so you should have...