Would including US credit report help? Equifax

[helloscientist23]

I have a decent credit score (Excellent) in the US and I was wondering if including an Equifax annual credit report would help in the financial documents part of the PR application?

Just curious if others have done this. I know the US credit score doesn't transfer to Canada.

 

[Naturgrl]

Credit score has No impact as you need to show proof of funds.

 

[helloscientist23]

Credit score has No impact as you need to show proof of funds.

Thanks - would you think this might harm my application in any way? The report shows 100% of my payments have been made on time over the past 6 years, all loans I paid off, etc.

 

[scylla]

Thanks - would you think this might harm my application in any way? The report shows 100% of my payments have been made on time over the past 6 years, all loans I paid off, etc.

Best practice is only to include the documents required for the application process. You could end up unintentionally opening up some kind of can of worms by providing something that's not needed and not requested. I personally wouldn't. You don't want to create the slightest chance the officer misunderstands something and thinks you still have loans outstanding. Just show your proof of funds.