You mean if you will even be able to get a credit card as a first time applicant in Canada?
It depends a lot where you shop. There are many free credit cards. My favourite ones are Canadian Tire and Presidents Choice.
The Canadian Tire card, you apply for at Canadian Tire. There is no annual fee and you collect Canadian Tire money on your card as you use it. There are no restrictions to how you can spend this money or when (except at Canadian Tire). You can use it towards everything in their stores and you can use it however little or much you have, just apply it to your purchase as you pay with your card. Canadian Tire if you don't know is a chain of stores that sells automotive products, garden products, tools, small appliances, hardware and many other things.
Presidents Choice is owned by Superstore, a chain of stores that sell food, small appliances, electronics, clothes and many other things. This cards allows you to collect PC points and you can later redeem these points for groceries or other stuff at Superstore but there is a restriction that you can not redeem unless you have at least $20 worth of points and the amount you can redeem goes in increments of $10. Superstore also offers a free bank account but since they are not a real bank, it might not be a good account to have as your first one when you arrive because transfer of money between countries etc. is complicated if not impossible. Once you are settled in Canada and do not have to transfer money and are able to do your banking completely online or over the phone, it's fine to have as your only account.
