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SURVIVAL JOB

Hi,

We are a family of 4 living in the GTA with all the usual morgage,taxes, bills, etc. I won't say it will be easy but you can manage on that. We are taking home a little more than that and our boys manage to do all the usual Canadian activities....hockey, skiing, etc, we just have to prioritise what is important. If you want to be eating out and driving nice cars then it would be very hard.

My advice would be to take it VERY easy for the first year, just get what you need and build on it. I have seen a few people dive head first into car finance, credit cards, etc then have to go back to their original coutry because they couldn't manage it all.

Even though financially we find it tougher here than in the UK I know it will get easier and we are super careful. It is definately worth it though...we love it here!

Take care and good luck
 
Yvetteyo,
Thanks a lot for the word.
Will tread carefully. Having spent 7years in England, i think one should be wise
enough to prioritise things and be careful
Good words pal! really appreciate this
F2
 
Hey f2 & all..

Thanks for everybody feedback & comments.

But my opinion is that it's really a moderate-low salary.
Based on several case I have seen, 48k/annum is not well/enough for a family.

It depends on the province, firm size, education/experience & many other things..but generally speaking..I guess it's a bit low.

As Yvetteyo has said, being careful in your first year is very important.
Realize your potentials & build upon what you got. :)

Best of luck everybody
 
For one person, 48k is not bad but you are right that for a family it is not much and that is because in Canada, generally both parents work so 48k should be supplemented with the wifes income.
 
3000$ per month in hand is certainly good enough to run a small family. But no savings or no luxury.
 
Hi all,
I have a question. Are the salaries mentioned here after deduction of taxes or is it before that?
And can someone enlighten me on how much the tax (for salaries) is like in Canada?
 
I don't think survival job is defined by whether one has family or not but rather one's potential to earn more. 48k is a pretty good survival job. If both work like that, it is 96k!!!. The employer doesn't consider whether the spouse works or not.

Honolulu - i think professors earn more 50k. New Canadian post-docs are going to get 68k or something big like that (i could be wrong on this).
 
Wow, do post-doctorates earn that much?
Maaties said:
I don't think survival job is defined by whether one has family or not but rather one's potential to earn more. 48k is a pretty good survival job. If both work like that, it is 96k!!!. The employer doesn't consider whether the spouse works or not.

Honolulu - i think professors earn more 50k. New Canadian post-docs are going to get 68k or something big like that (i could be wrong on this).
Click to expand...
 
new canadian postdocs might soon be. the govt allocated money just for that. but i could be wrong, i am sure there are internet articles on it.
 
Thanks Maties,
Yes I did notice that Profs make a decent living in regular universities.
http://www.statcan.gc.ca/pub/81-595-m/81-595-m2004019-eng.pdf

Not sure if the same applies to community colleges/vocational colleges.
But I assume $4-5000 can be expected.
 
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