We have lease agreement, individual bank statements with dates more than 12 months, travels together inland and abroad, letters of support from families, shared expenses and transfers to each other to pay rent and groceries.
My analogy is that when you live together that doesn’t mean you trust to open a joint account in the beginning, it builds trust and growth. Took as after 5 mos to decide okay we open a joint account as well as establish that we are each other’s beneficiary.
I’ve asked two immigration consultants and they said it’s okay as long as we have the lease agreements and other proof. The notary also supported that there is no 12 months rule for banks SOA and insurance.
I’m just asking in this post if others have similar experience or have had difficulties