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Jul 22, 2022
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Hi Experts,

I need your inputs for the below for the SDS route for an International student applying from India

One of my friends ( an Applicant) had received her offer from Sault college-Brampton-Health care course which is for 2 years and the fee for the 1st year is 17k CAD appx and the 2nd year fee she is not aware so they had asked the bank to sanction 34k CAD for 2 years but they are sanctioning only 25k CAD which is 16L only as her husband has an ongoing loan going on.

1. Her husbands salary per month is 1L, he has a property value of 53L, also has a Mutual funds of 4L ( since this is subjected to market, i am not sure if we can show this), also has an EPF of 2L ( can we show this)

2. Applicant has an EPF of 1L and if we can show this then only 2L will be pending which is for the 2nd year fees.

3. Can husband take the money of 5L from Aunt and ask them to transfer the money in Applicant's account. Will the sudden money coming fine with the Gift deed?