Pregnancy Question

[HoneyBird]

Okay so hubby found out that i have to work 25 weeks to qualify for the child benefit (50% or 60% of salary for one year)

True?

Secondly,
He was saying that the benefit is paid out of unemployment government something, and since he signed to take care of me three years, that if i get pregnant before, and go on this benefit, we might have to pay back the government as I am not supposed to go on any type of unemployment benefit?

True?

We just want to make sure so we know what we can do (make baby as soon as possible) or delay (to save money so I can stay home with baby)

 

[scylla]

Ok - here's what I understand...

I think the answer to your second question is false. It's my understanding that maternity benefits are like EI (rather than welfare). So no - you wouldn't have to pay it back.

For your first question, I thought it was something like 600 hours worked in the last year to qualify. I think the coverage is 55% of salary up to a cap each week (sometime like $450 per week???).

You should definitely double check all of the above...

 

[rjessome]

Okay so hubby found out that i have to work 25 weeks to qualify for the child benefit (50% or 60% of salary for one year)

True?

Secondly,
He was saying that the benefit is paid out of unemployment government something, and since he signed to take care of me three years, that if i get pregnant before, and go on this benefit, we might have to pay back the government as I am not supposed to go on any type of unemployment benefit?

True?

We just want to make sure so we know what we can do (make baby as soon as possible) or delay (to save money so I can stay home with baby)

First part is true but it's a calculation of hours, not weeks. I can't remember the total but someone here will know or you can look it up on the Service Canada website. Second part is not true. Employment Insurance is not welfare.

 

[chelley]

The above is about right... It is the number of hours you work, not weeks (can be while you are pregnant up to your due date)... And the pay last year was 824 every two weeks (I think?) after taxes... It's gone up a few dollars now, like 4 a week lol

 

[patiently_waiting]

Here are a few links to assist you with child care benefits. The first link is for the EI benefits and the second is the child tax benefit which is very beneficial for you to apply for. EI does not effect your husbands sponsorship, welface is a very different benefit. Hope these help!

http://www.servicecanada.gc.ca/eng/ei/types/special.shtml

http://www.cra-arc.gc.ca/bnfts/uccb-puge/pplctn-eng.html

 

[kelKel]

I just asked my friend that had a baby, it was 600 hrs of work.

 

[HoneyBird]

Thank you!
Now that I finally got the permanent residency paperwork, we have so much to discuss, plan and save!
Just think of all the things you have to put aside for a year or two just because you have to wait on immigration!
It can really set you back, especially if, you are in your 30's. And you have to go back to school, start from scratch, get a job, work some 600 hours (oh save for a mortgage cause the baby got to go in a house).
It feels that we are racing...I wish I met him when I was in my 20's.
So thank you, at least this puts this matter to rest. And we don't have to wait 3 years to make a kid. LOL.

 

[patiently_waiting]

Thank you!
Now that I finally got the permanent residency paperwork, we have so much to discuss, plan and save!
Just think of all the things you have to put aside for a year or two just because you have to wait on immigration!
It can really set you back, especially if, you are in your 30's. And you have to go back to school, start from scratch, get a job, work some 600 hours (oh save for a mortgage cause the baby got to go in a house).
It feels that we are racing...I wish I met him when I was in my 20's.
So thank you, at least this puts this matter to rest. And we don't have to wait 3 years to make a kid. LOL.

Glad to help Honeybird, make sure you check those links, they are extremely helpful to get all the child credits you will need! xx

 

[kelKel]

Thank you!
Now that I finally got the permanent residency paperwork, we have so much to discuss, plan and save!
Just think of all the things you have to put aside for a year or two just because you have to wait on immigration!
It can really set you back, especially if, you are in your 30's. And you have to go back to school, start from scratch, get a job, work some 600 hours (oh save for a mortgage cause the baby got to go in a house).
It feels that we are racing...I wish I met him when I was in my 20's.
So thank you, at least this puts this matter to rest. And we don't have to wait 3 years to make a kid. LOL.

I'm right with you Honeybird, as soon as my bf can start working here its time to plan for a baby!

 

[spacey]

I know exactly how you feel! We need both of us here to have a family. Need both of us working to get the house to put the family in. He needs to go back to school to get the job to help keep the house and the family. lol... We are already scheming for him to take most of the leave on paternity and me to go back to work early as mine is better paying job just so we don't have to put off starting a family for much longer. big sigh. Can't wait to get started with all this fun. Guess there is always something to replace my immigration worries *grins*

But just to reconfirm honeybird, my husband was really worried over the exact same thing so called Mississauga, they explained the whole thing about benfits not being the same as assistance and you pay into it when you are working so are intitled to it. So it doesn't affect the sponsor.

 

[HoneyBird]

Great! Thank you.