POF "list all outstanding debts"

[chardys]

I don't have any credit cards or any other debts with my bank; but my bank adamantly refuses to put that fact on the POF. The POF currently just lists the account balance (with 6 months average and everything else needed), does not say anything about debt at all. While technically the POF does list "all outstanding debts" (which is none), but does there need to be an explicit statement that I have no debt with the bank? thank you...

 

[karthik2479]

You don't need that mentioned on the letter - as long as you have more than enough funds in your account which are genuine, you need not declare any loans or credit card - you will be fine. Good luck

 

[chardys]

thank you!

 

[josematt18]

I have 2 credit card and a personal loan, should I declare that in the bank letter?