osap income verification

[Moh47]

Hello
I applied for osap and I get approved and started my study one month ago, but yesterday they sent me a message that they could not verify my total gross income so my grant may converted into a loan if I didn't verify it.
I am a pr and I arrived 5 month ago but my husband living here since 2010. I filled his tax information and for me on total gross income I wrote zero since I was not working.
anyone know what is this situation and what I have to do ?

 

[Naturgrl]

You

Hello
I applied for osap and I get approved and started my study one month ago, but yesterday they sent me a message that they could not verify my total gross income so my grant may converted into a loan if I didn't verify it.
I am a pr and I arrived 5 month ago but my husband living here since 2010. I filled his tax information and for me on total gross income I wrote zero since I was not working.
anyone know what is this situation and what I have to do ?

It is based on your family income not just yours, so you include your spouse’s income too. Based on your family income, you are eligible for an OSAP loan

 

[Moh47]

You

It is based on your family income not just yours, so you include your spouse’s income too. Based on your family income, you are eligible for an OSAP loan

Can you please explain more.We are married 3 years ago. in spouse section I filled all his information. But on my section what i have to fill for total gross income? I was not here and i was not working on my country on 2020.

 

[Naturgrl]

Can you please explain more.We are married 3 years ago. in spouse section I filled all his information. But on my section what i have to fill for total gross income? I was not here and i was not working on my country on 2020.

Doesn’t matter that you were not in Canada, you are married to a PR or citizen so you include your spouse’s income is considered in the total. Don’t know your spouse’s income but at a certain threshold you are not eligible for a grant.

https://files.ontario.ca/osap-faq_2019-20_en.pdf

 

[scylla]

Can you please explain more.We are married 3 years ago. in spouse section I filled all his information. But on my section what i have to fill for total gross income? I was not here and i was not working on my country on 2020.

Did they only ask for gross income in one place or did they ask for gross income separately for your husband and for yourself?

 

[Moh47]

Did they only ask for gross income in one place or did they ask for gross income separately for your husband and for yourself?

It is separated. There a section for me and another one for my spouse.

 

[Naturgrl]

It is separated. There a section for me and another one for my spouse.

Right but they will combine your income because you are married and not an independant student. Your gross income will determine whether a loan or grant.

 

[Moh47]

Ok so uou mean that I have to put my spouse income also on my section?

 

[scylla]

Ok so uou mean that I have to put my spouse income also on my section?

I would recommend that you call OSAP and explain your situation.

 

[canuck78]

Contact OSAP but your family income determines whether you qualify for OSAP and whether you get a loan or grant. If you and your spouse don’t qualify as low income you would only qualify for a loan. Grants are only meant for a very small number of people. Many newcomers get around Thos by moving from another country and not declaring their true income or coming from a country where the currency is worth much less than the CAD so their previous year’s income falls under low income. Grants didn’t even exist when I went to school. OSAP was purely loans.