Hey guys, please help my determine correct NOC code to use for these two positions
1.) credit risk analyst
• Compile financials and the compliance certificates for the covenants calculations and validation.
• Inform the respective SCRA’s of the threshold escalations and breach issues.
• Perform daily RIL and monthly RIL with excel presentation to the risk team(monthly)
• Validating the programming of ODR,FLR and LGD in ACBS system by comparing WCDW
data on weekly and monthly basis.
• Reconciling the TFO data for letters of credit issued for other regions and inform Loan ops
to update the differences for updated status.
• Communicate with the team for new covenants to be added each quarter.
• Report the covenants calculations on a weekly basis along with the total productivity as
“completed” and “pending”.
2.) senior credit risk analyst
• Borrowing Product Knowledge - knowledge of commercial lending products such as; LIBOR/Risk Free Rate loans, Letters of Credits (LOC), Prime and/or US-Base Rate loans
• System knowledge - ACBS credit monitoring, knowledge of cash management services and systems (treasury cash management), COINS and ECIF experience is an asset
• Deal type - dealing with large syndicated credit facilities and bi-lateral operating facilities
• Service Delivery Reliability - Liaise and interact with Clients and Business Partners.
Respond to inquiries and requests providing professional high quality of customer service for the assigned portfolio. Monitor ongoing risks associated with accounts through systems and reports for all credit facilities to process transactions, margins and perform detailed analysis of financial statements and related documents to ensure accuracy of data
• Compliance and Production Support - Review complex loan documentation to ensure compliance with authorized credit and due diligence to escalate errors/omissions for correction prior to closing, and conditions precedent are met prior to closing and funding for new/amended credit facilities. Act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required. Ensure compliance to internal controls and procedures with full authority to escalate to Senior Business Partners and/or Risk
Management as appropriate to maintain integrity of CIBC's position and timely resolution of issues. Experience with reading financial statement, financial statement covenant monitoring and ratio analysis.
• Relationship Management - Manage relationships with CIBC Business Partners on all credit- related activities to ensure accounts operate within terms and conditions of the authorized credit. Act as a consultant to the business for deal structure and presentation to ensure customer satisfaction. Manage the credit fulfillment function by providing specialized operational and administrative expertise.
Who You Are
• You understand that success is in the details. You no
1.) credit risk analyst
• Compile financials and the compliance certificates for the covenants calculations and validation.
• Inform the respective SCRA’s of the threshold escalations and breach issues.
• Perform daily RIL and monthly RIL with excel presentation to the risk team(monthly)
• Validating the programming of ODR,FLR and LGD in ACBS system by comparing WCDW
data on weekly and monthly basis.
• Reconciling the TFO data for letters of credit issued for other regions and inform Loan ops
to update the differences for updated status.
• Communicate with the team for new covenants to be added each quarter.
• Report the covenants calculations on a weekly basis along with the total productivity as
“completed” and “pending”.
2.) senior credit risk analyst
• Borrowing Product Knowledge - knowledge of commercial lending products such as; LIBOR/Risk Free Rate loans, Letters of Credits (LOC), Prime and/or US-Base Rate loans
• System knowledge - ACBS credit monitoring, knowledge of cash management services and systems (treasury cash management), COINS and ECIF experience is an asset
• Deal type - dealing with large syndicated credit facilities and bi-lateral operating facilities
• Service Delivery Reliability - Liaise and interact with Clients and Business Partners.
Respond to inquiries and requests providing professional high quality of customer service for the assigned portfolio. Monitor ongoing risks associated with accounts through systems and reports for all credit facilities to process transactions, margins and perform detailed analysis of financial statements and related documents to ensure accuracy of data
• Compliance and Production Support - Review complex loan documentation to ensure compliance with authorized credit and due diligence to escalate errors/omissions for correction prior to closing, and conditions precedent are met prior to closing and funding for new/amended credit facilities. Act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required. Ensure compliance to internal controls and procedures with full authority to escalate to Senior Business Partners and/or Risk
Management as appropriate to maintain integrity of CIBC's position and timely resolution of issues. Experience with reading financial statement, financial statement covenant monitoring and ratio analysis.
• Relationship Management - Manage relationships with CIBC Business Partners on all credit- related activities to ensure accounts operate within terms and conditions of the authorized credit. Act as a consultant to the business for deal structure and presentation to ensure customer satisfaction. Manage the credit fulfillment function by providing specialized operational and administrative expertise.
Who You Are
• You understand that success is in the details. You no