pranav30 said:
Reason for refusal:
Your proposed studies are not reasonable in light of one or more of: Your qualifications, previous studies, missing marks cards, gap in studies employment, level of establishment, language abilities or your future prospects and plans.
Dear Pranav,
I will try to explain to you the reasons of refusal to the best of my knowledge and also let you know what the best course of action could be.
1. Your qualifications, previous studies, level of establishment, future prospects - Ok, so these four points in the line come under the same broad general category of misallignment of proposed studies to your background. Since your work history is in Sales, there is little reason for you to pursue a degree in financial planning. To top that off, I think you have applied through SPP before, and your statement of purpose (SOP) was not convincing enough for the Visa officer. You need to put up your case earnestly, and yes you need to think that, maybe you will not be able to stay in Canada later on, and if that happens, then how this degree will help you in your country. This is the most important factor.
You have said you want to apply for global business management which in my opinion has very weak relevance to your work, unless you are working in the sales function of a multinational company right now or your CV is strong enough for you to apply to such a function just after your degree. In that case, a pgDIP in my opinion is not sufficient, maybe a masters or MBA would be good for that.
For example, there is an MSc in Marketing at Concordia University, this degree seems quite relevant to your field. But then again you need to give a detailed CV if you want a better judgement.
2. Missing Marks Cards - Again, I am presuming that you applied through SPP as this route comes back with the most cases of mark cards (missing and thus rejected). So this time you need to make sure your mark cards are in place and in order. To make it more risk free, you need to make a cover sheet explaining which page is what. For that I would recommend you to apply on-line as often the VFS will not allow you to attach cover sheets with your documents.
3. Gap in studies - This is the same answer as above. Also in this case, you need to clarify in your letter of explanation why you had any gaps in your study, if you actually did. If you didn't have any gap in studies, then you should clarify this in your letter of explanation too.
4.Language Abilities - Finally, the CIC are kind enough to let you know that your IELTS marks are not high enough, maybe you got low marks in some of the bands which actually fail the threshold level for Canada. So you need to retake your IELTS. This should actually be your first priority anyway, as looking at your back results, you might need to prepare for a longer time this time.
I am not saying that the above advice is 100% accurate, but I hope that my point of view can help you in deciding for yourself what to do.
Hope this helps.