Hello, my husband and I are doing an inland sponsorship and it's taking forever. He's got high cholesterol and having some symptoms that are really worrying me (numbness on left side of brain and body periodically). We did the research, it's gonna cost 3000+$ to do the testing, which we would absolutely pay but I'm wondering what insurance would be the best for our position. We live in remote BC. He had travel insurance from the US but they ripped us off and wouldn't cover the blood work we paid $400 for (after they assured him they would when he first purchased it, they always find a loophole to break promises). Is there a reliable insurance company that won't rip us off when time comes to do a claim? I'd love to hear any stories or experiences you've had in this similar position. When we first started this process, it wasn't as bad but since he can't work and has no family or friends here, his mental health has been deteriorating and it's causing his physical health to sink. I need some solid feedback about your experiences. Thank you all in advance.
Medical Coverage that isn't a ripoff?
- Thread starter ChanAndRuss
- Start date
Insurance generally only covers emergenies (not check ups and not non-emergency tests) and won't cover anything that is pre-existing at the time you buy the policy. I don't think it's feasible to buy private insurance to cover these costs since this will be classified as pre-existing.
I think you're out of luck for anything he is already experiencing.
As said above, you won't find any insurance company that will cover this. It is an automatic financial loss for them.
Getting seen by a doctor or having tests done is difficult these days although maybe easier in BC. This could take quite a long time to get organized if it involves a hospital. Just warning you. There are some private clinics available in B.C. although not sure whether they offer cardiology or neurology. When healthcare starts returning to normal expect extra long wait times given that the system has been offline for 2-3 months. I know I am having things rescheduled 3-4 months from now.