IMM5490 Q30

[Fencesitter]

My wife stays at home to take care of our 4 month old son. I do not send her money via Western Union or similar, so I am not sure how to answer this question. I have checked "No" and written this explanation:

We do not separate our money in the sense of mine vs. yours (i.e. Western Union or similar disbursements). The money Fencesitter earns gets deposited into his personal account, and we use that money for our daily living (I also know the password for Fencesitter’s debit card). Our savings goes into our joint bank account (the interest rate is better than a personal account). If I need money to buy diapers, milk formula, or similar items, I usually purchase those items online (cheaper than buying from Sam’s Club) using my credit card. We use Fencesitter’s debit card to pay it off. Since we are currently saving our money, there is not much I need for myself. We buy our food together at Sam’s Club, pay our utilities, pay for gasoline for our car, and so on. Basically we are trying to limit our expenses, though we still lead a very comfortable lifestyle. So I answered “No” to this question because I felt that to answer “Yes” would not really be accurate given our situation. Does Fencesitter support me? Yes, but not by way of sending money or depositing money to my bank account. I hope this is how I should be answering this question.

What should I do??? Is that explanation good?

Thanks,
FS

 

[CharlieD10]

That sounds fine. We explained how we managed our finances (we don't have a joint account), as you have done here, so far as I know, they took no issues with it.

 

[Fencesitter]

Thanks, Charlie.

Is my explanation long enough? Detailed enough?

The thing is, I do 'support' my wife, but on the form it asks for an amount and how often. This doesn't apply, so that's why I'm thinking I should answer "No" to this questions and then attach the explanation.

BTW, how picky are the VO's? I mean, do they go over every single thing with a fine tooth comb? Or do they use a bit of common sense when reviewing an application??

Thanks,
FS

 

[CharlieD10]

The explanation is enough, but don't answer no. You DO support her, you just don't provide amounts in the form of transfers as you are living together. As I recall I put, "YES" and where it asks for amounts and how often I put "As and when needed, please see page X for additional details" and included a short explanation of how we manage our finances.

Common sense is involved, but it is best not to expect them to infer anything beyond the blindingly obvious.

 

[canadianwoman]

I agree with the above. Say "yes". You do support her - she doesn't have any income of her own at the moment, does she? All expenses are being paid by your salary. Write 'see attached explanation' in the space for the amount, and then include the explanation you gave us above.