Exapat Canadians staying in Canada for summer... maybe longer

[a_mcinnis]

Hello,

My family and I have been living abroad for 11 years. We are Non-res Canadians who have always bought travel insurance when we return in the summer (educators).

This year we are returning to Canada for the summer until our visas are processed for China. Are there any recommendations for insurance companies. I have looked at safevisit.ca which is underwritten by Manulife Financial. If we purchase insurance there until mid-August, will they allow us to extend... just in case?

Any input would be welcome. We leave the UAE in 1 week.

Thank you.

 

[k.h.p.]

Unsure if they'd allow you to extend, you'd want to contact the company.

Check the health care programs of the province you're going to be staying in. Many provinces are waiving wait times for Canadians returning to Canada. You may actually be covered by Canada's health care system where you will be staying. Would need to register, likely.

 

[mashulia_26]

Unsure if they'd allow you to extend, you'd want to contact the company.

Check the health care programs of the province you're going to be staying in. Many provinces are waiving wait times for Canadians returning to Canada. You may actually be covered by Canada's health care system where you will be staying. Would need to register, likely.

If they are just returning for the summer I'm pretty sure they wont complete the 5-6 months stay which most provinces require you to do. So even thou the wait period is waived they are not allowed to apply since they wont comply with the rules.

 

[canuck78]

If they are just returning for the summer I'm pretty sure they wont complete the 5-6 months stay which most provinces require you to do. So even thou the wait period is waived they are not allowed to apply since they wont comply with the rules.

If they haven’t lived in Canada for over 2 years the residency times will be 6-12 months depending on the province.

 

[Islander216]

really it's about negotiating with the different providers and seeing what they'll offer you.

 

[mashulia_26]

If they haven’t lived in Canada for over 2 years the residency times will be 6-12 months depending on the province.

In which province do you have to stay for 12 months out of 12 month to qualify?

 

[steaky]

In which province do you have to stay for 12 months out of 12 month to qualify?

Alberta for example...

 

[mashulia_26]

Alberta for example...

From the official website
•committed to being physically present in Alberta for at least 183 days in a 12-month period

 

[steaky]

From the official website
•committed to being physically present in Alberta for at least 183 days in a 12-month period

In the same page, also reads:

Individuals moving to Alberta from another country who have an immigration document from Immigration, Refugee and Citizenship Canada may be eligible for AHCIP coverage depending on the type of document, any restrictions, the length of time on the document and their commitment to reside in Alberta for 12 consecutive months.

 

[mashulia_26]

In the same page, also reads:

Individuals moving to Alberta from another country who have an immigration document from Immigration, Refugee and Citizenship Canada may be eligible for AHCIP coverage depending on the type of document, any restrictions, the length of time on the document and their commitment to reside in Alberta for 12 consecutive months.

They are citizens thou, doesnt apply to them.

 

[steaky]

They are citizens thou, doesnt apply to them.

Even so, they will only be in Canada for the summer (2 months?). Won't be eligible....

If they stay longer than 183 days, it will be in snowy winter!

 

[mashulia_26]

Even so, they will only be in Canada for the summer (2 months?). Won't be eligible....

Agree with this.

 

[canuck78]

They are citizens thou, doesnt apply to them.

They are still considered as people moving from another country. Being a citizen makes no difference. Once you have been out of Canada for 1-2 years, depending on the province, you qualify like anyone moving to Canada for the first time.

 

[a_mcinnis]

Thanks for the input. The comments about being non-residents and therefore not having access to healthcare is correct. Canada does not do well for its ex-pats that way. In the UK you can pay a small fee and keep your healthcare. Too bad Canada doesn't have that same option.

We will be moving on to another country so access national/provincial health care benefits in Canada will not be an option for us. The exception may be a COVID test.

Thanks all.

 

[canuck78]

Thanks for the input. The comments about being non-residents and therefore not having access to healthcare is correct. Canada does not do well for its ex-pats that way. In the UK you can pay a small fee and keep your healthcare. Too bad Canada doesn't have that same option.

We will be moving on to another country so access national/provincial health care benefits in Canada will not be an option for us. The exception may be a COVID test.

Thanks all.

Yes covid care is free.