- I would prefer credit card, once credit card is charged, that is indicator that in next 2-3 weeks applicant may listen from office.
- I am not sure but bank draft does has expiry of 90 days while credit card does not have expiry day, once credit card mets expiry date mentioned on card, credit card company issues credit card with same credit card no. & new expiry date. And you can make sure that credit card which you are using does has 6 months expiry date on card.