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Saikuni

Newbie
Feb 1, 2017
2
0
Hello, everyone.

As the title says, I am a 17 years-old brazillian planning on studying in Canada. This is the first place I've come to in seek for help as I don't really know who to talk to, or where to find any help for my specific situation.
I'll try to be as clear as possible, and hopefully someone will be kind enough to help me in any way they can. Any help and/or guidance is welcome!

So, as of February 6th, 2017, I will be attending my last year of High School, and upon graduating I plan on attending to university in Canada, more specifically, Brock University. I should say that I won't be counting on any scholarships to do so, meaning I plan to pay for the entire course.

Now, under normal circumstances I would never be able to afford studying abroad as my parents are far from being well off enough to pay for such thing, however, a few years ago my grandmother passed away and left my mom and her siblings an apartment which we plan to sell as soon as possible and though it's barely worth anything (my mom's share would be around 75k BRL or around 32k CAD) since it's located in a bad neighborhood and all that, it should be able to cover the costs of the first year of the course, and this is where I need your help.

It's been my dream to live/ study in Canada for as long as I can remember and I chose Brock University because it seemed like the only doable option, that is due to the fact that they have living expenses included in the whole thing, things such as Meal Plans, a place to stay (either on campus or off-campus) and also the fact that I'll qualify for a 3-year work permit in Canada upon graduation. As I've said, I'll only have enough money to pay for the first year of the course, so my plan was to work a part time job from straight day 1 and save up enough money to pay for the remaining 3 years and have my dad send me some money every month to help me do so.
Obviously, though, a part time job (and some extra bucks from my dad) won't suffice to pay for the next 3 years, so my plan was to pay off the debt within the following three years (after graduation) where I'd be working full time and making more money. With all that in mind, I'd like ask you kind fellows a few questions regarding all that.

Oh, I forgot to mention that I know someone who works at Brock who'd be kind enough to help me get a job as soon as possible. Anyway, on to the questions:

1- Is paying off said debt after I graduate a possibility? Or am I, an international student, not allowed to stay unless I have enough money to pay for the semester whenever payment is due?

2- Am I allowed to take student loans as an international student? Given I'd be working for three years to pay them off?

3- If none of the above is possible, what are my best odds (if any) to study in Canada with said 32,000 CAD?

I honestly don't care what it takes, I don't care what I have to do, because if there's anything I CAN do, then I'll try my very best to do it, so please let me know what you guys think about the whole situation.
Also, please don't tell me to just give up, I'm open to any ideas and suggestions. Thank you very much for your time and patience reading this poorly structered and formatted wall of text. If you need any extra information in order to help me, I'll be more than willing to respond.


Sorry for any mistakes, typos and/or confusion I may have caused, and once again, thank you very much for you time. I truly appreciate it.
 
1. Not possible for a few reasons. You need to pay your fees to be enrolled in classes (in advance). Also, after you finish your studies you'll want to apply for a post graduate work permit. In order to do this, you need certain paperwork from your school which your school won't give you until you've paid all of your fees in full. You only have 90 days from the time you complete your studies to apply for the post graduate work permit.
2 Yes - you can certainly take a loan. It will have to be from your home country. You won't qualify for a loan in Canada / from a Canadian bank.
3. With $32K, you can take a 1 year college program (rather than attending university).
 
I see, thanks for replying.
I have a few more questions, though, if you don't mind me asking.

Hypothetically, say I do go and pay for the first year, what happens when I'm no longer able to pay for the course? Am I sent back?

Also, since I'd be working but wouldn't have to worry about money the whole first year I'd be able to save up some money and thus would be able to partially (most of it probably) cover the costs of the second year- does that not help me in any way? I'd always have some money in hand given I'd be working as much as I could, granted it wouldn't be enough on its own but still.

Is there also any way I could contact you directly? If that's okay with you, that is.
Once again, thanks for taking your time.
 
If you are no longer able to pay for school and drop out, your study permit will be automatically canceled after 90 days at which point you'll be in Canada without status. If you end up dropping out of school, you should really return home on your own rather than waiting for CBSA to catch up to you and remove you.

You should assume you won't be able to make enough money while working in Canada to cover your costs. Assume you'll be able to make enough money to cover some of your living expenses only.