It depends on how much you use your card. I pay my bills in full and on time. I got upgraded from$500 credit limit to now I think $5000 and got upgraded to the next level of the card which gives 3% on grocery & gas , 2% on transportation, dining and recurring payments and for everything else 1%, and all of this was pre-approved. It's not much but better than 0%. I personally do not watch movies, so the scene card didn't appeal to me. The only major expense I don't put on the card is rent, while there are services that do that, they charge 1.75-2% which doesn't make sense, at least for my card.To add to that, it’s lucrative but it’s not a a lot! 2% on 6k$ on net annual grocery purchases. I don’t think an international student with a gic of 10k$ would spend more than half of their gic on groceries lol Even if you spend 300 a month of groceries you would only get 70$ as cash back which in the grand scheme of things isn’t a lot haha. Unless they count rent as groceries then YAY!!
In my first year I got $120 ish total, I think the basic cashback card is 0.5% on other purchases and at the time they were offering 4% cashback as a promo for groceries and I never spent more than the $500 a month on average. At the end of the day, I will take the $70-100 that I get for doing nothing extra.
Only disadvantage is that they give a $500 limit compared to $1000 that scotia gives, but I ended up with a higher limit.