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The letter from the Canadian High Commission in London asking for a police clearance, refers to the United Kingdom. However Scotland has its own police and can provide a letter of no convictions quite quickly. The Met on the other hand are pretty slow at getting the letter back to you...

Once again I’m reading in a major UK newspaper about people transferring large sums of money from one country to another, via their bank. Doing this is costing them a fortune. Something like 500,000 Brits own a home overseas. Most of those owners used their bank to convert their cash into...