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    How to build credit history once settled?

    It is fixed. Well I have checked all the banks and the lowest I can get is 5.90% so I think I got a good deal.
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    New Immigrant, where to get a decent car loan?

    Hello guys, Just an update, I actually got a 1.9% apr from a dealership. It's so funny because I know car dealerships usually have the worst apr ever and I did not even have to get a cosigner. I bought a honda civic and will get it this Monday. My down payment is half of the price though so...
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    How to build credit history once settled?

    My bank didn't even offer me a secured credit card, but if you ask for it, I think they will give it to you. If I ask for it 5 months ago or if they offered I could have been building my credit already. Right now, I am applying for a credit card not a secured one. The funny thing is, I don't...
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    New Immigrant, where to get a decent car loan?

    wow so I was right, credit unions will give you better car loan interest. I'll check that out. I just hope they give me a loan. When I was in Texas, I only started working for a month and they already gave me a car loan, it was fast. I hope its the same here.
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    New Immigrant, where to get a decent car loan?

    Ok I shall try all your suggestions. Thank you and I shall update you guys about it. I probably should first get my 1st pay stub and see how it goes from there :p
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    New Immigrant, where to get a decent car loan?

    Yes but as much as possible I don't want to make them my cosigners. I don't think anyone would want to be a cosigner haha. I saw scotia banks offer for car loans for new immigrants sadly I don't see any Honda dealers connected with them.
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    New Immigrant, where to get a decent car loan?

    Hello, So I finally got a job after a month of passing my Nursing exam. Problem is I need a car badly haha. I am looking at a Honda civic 2012 or a Hyundai elantra 2012. I don't want a 2nd hand because my cousins cars are all 2nd hand and they always need to fix it and I don't like that...
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    Manila V.O. - Waiting for the Passport with the Visa

    Thank you, kasi sumasakit na ulo ko kakaisip kung pwede US dollar or not. sige tanung ka lang sa CNO :p. HIndi nga ako makapag aral eh kais busy sa pag asikaso.
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    Manila V.O. - Waiting for the Passport with the Visa

    Bakit ang tagal pa rin ng Maroon group? Kala ko pag check ko halos lahat meron na =( sige pray na lang ako na this week meron na :p Nag aayos na ako papers ko in 2 weeks alis na po ako. Question lang: ang kulit ko: Pwede ba na US DOLLARS ang pakita ko na settlement funds? nahihirapan ako...
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    Manila V.O. - Waiting for the Passport with the Visa

    Congratulations sa mga nag DM!! I am so happy for you guys :p
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    Manila V.O. - Waiting for the Passport with the Visa

    canimmigrant - nako po, wish ko lang lipstick lang katapat ng immigration officer, dagdagan ko sana ng cleavage kaso wala naman ako non haha. = kasabay ko lola ko, at 2 aunts ko, so feeling ko pag baba ko eh dakilang yaya ang dating ko. kate - yung BPI pumunta na ako, wala ka...
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    Manila V.O. - Waiting for the Passport with the Visa

    Congrats sa nag dm, dalawa lang ata naka sunod sakin. baka next week kayo na :p May questions ako sa settlement funds, baka kasi hindi na ako maka attend ng COA. pag show ba ng settlement funds eh yung nakalagay sa immigration for example sa single 11,000 dollars or yung nilagay mo na funds na...
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    Manila V.O. - Waiting for the Passport with the Visa

    OMG oo nga no... I don't remember paying for it :-X Hala katabi ko mama ko non.. pero hindi rin nya ata binayaran -_-
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    Manila V.O. - Waiting for the Passport with the Visa

    Hey guys, Salamat ng marami :p Wait lang kayo, kaya ako nag email talaga kasi I need to confirm yung exam ko sa April 15. Kung wala naman, I know its hard to wait, pray na lang tayo lahat. Enjoy muna natin ang Pilipinas, mamimiss nyo sobra talaga sya. Mamiss nyo sobra ang malls, ang food...
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    Manila V.O. - Waiting for the Passport with the Visa

    Hey guys, Thank you sync, mimi, kate, carlo, gade at deverdad at sa lahat pa nag thank you. Visa issued: April 4, 2011 Date received: April 7, 2011 at 10:20 am :p Nawala rin name ko sa ecas so baka sign na yun friends. Pero wala in process pa rin naman ako dun. HIndi naman sya reliable...
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    Manila V.O. - Waiting for the Passport with the Visa

    Guys, nakuha ko na visa ko. Wala ako calls na kuha at all from DHL. So baka kayo na susunod. Yung iba, sige email nyo na sila kapag may hinahabol kayo sa Canada tulad ko haha. Pray ko talaga sunod sunod na tayo Maroon team!!
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    Manila V.O. - Waiting for the Passport with the Visa

    canimmigrant, thank you kahit wala pa visa ko haha. Nawala na yung address ko sa ecas, baka yun na yun. Anyway, susunod ka na sakin im sure. Tapos mag kita tayo sa toronto sige :p
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    Manila V.O. - Waiting for the Passport with the Visa

    Nasa cno.org sya sa examination schedule may kasama dun na deadline for rescheduling your exam. Pag ata hindi ka pa lagpas sa deadline libre ang pag lipat ng exam hehe. Kasi nilipat ko na rin exam ko from February to June 1, wala na bayad kasi nainform ko sila before nung deadline. eto yung...
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    Manila V.O. - Waiting for the Passport with the Visa

    mimi - O nga eh. kung hindi ka naman scheduled mag exam ok lang yan wait haha. Ma miss mo talaga ang Pinas. Lalo na yung food. BIli ka na mga long sleeves na pang pasok sa uniform haha. ytsirc - thank you, wala pa naman tumatawag na dhl. baka sinagot lang ako ng CEM para hindi na ako mag...
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    Manila V.O. - Waiting for the Passport with the Visa

    Thanks Lionheart, sana nga totoo na may visa na ako. Pero hanggang wala pa sa kamay ko, eh dasal muna hehe.