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  1. zabrodov

    Any tips for first time house buyer?

    Move out of GTA, so that you could afford a decent place with your budget. Are you tied to your current location jobwise? Try to avoid condos as condo/association fees can easily add up to the half of your mortgage
  2. zabrodov

    Any tips for first time house buyer?

    It's done automatically. When the OP will apply for mortgage, he will have to pass the stress test anyway.
  3. zabrodov

    Housing crisis in Canada

    There might be a good angle in buying an old house for the purpose of renovating (if we are talking about somewhat livable place to begin with). You can live there while renovating (my friends do it). You can extend your renovation indefinitely, spreading your expenses over longer period of...
  4. zabrodov

    Moving to Ottawa from Charlottetown, Prince Edward Island

    Look at Gatineau
  5. zabrodov

    Virtual Landing

    Just for the reference: my wife received PPR in the end of March and she received an email for virtual landing on September 10th. It took in total 6 months between her PPR and COPR
  6. zabrodov

    WARSAW TIMELINE-Join here !!

    Our process is done finally. Here is the timeline: Application received by the CIO Sydney - February 24th, 2020 AOR - March 6th, 2020 SA - November 24th, 2020 Medical Request - November 24th, 2020 Biometrics - Exempt (did for TRV) Spouse with the dependents moved to Canada under TRV - December...
  7. zabrodov

    WARSAW TIMELINE-Join here !!

    We also have an update: My wife was sponsored as outland but she has been in Canada since December 2020. On March 25th, 2021 she got a PPR from Warsaw VO. On the same day, my wife opted for virtual landing as she was in Canada. Then, for 5.5 months we were going back and forth with Warsaw and...
  8. zabrodov

    Outland applicants scheduled for virtual landing IN Canada

    Thank you! I will ask a question there as well
  9. zabrodov

    Outland applicants scheduled for virtual landing IN Canada

    She did. Once she was in Canada, we informed IRCC multiple times. I even called IRCC to make sure that her address was updated. It didn’t change how her application was processed, however. Eventually, she got PPR from Warsaw and was given an option to proceed with the virtual landing, which she...
  10. zabrodov

    Outland applicants scheduled for virtual landing IN Canada

    Yep, she did it the day she recieved her PPR. In May we found that her webform didn’t reach the visa office, so we updated the address again and it was accepted. The PPR letter came from the Warsaw VO. We’ve asked our MP for involvement but there is not a lot she can do. Also our Warsaw VO says...
  11. zabrodov

    Outland applicants scheduled for virtual landing IN Canada

    Hi all, I was wondering if there are any outland applicants who moved to Canada during the sponsorship process, recieved a passport request letter from a local VO (outside of Canada) and now are waiting (or already performed) a virtual landing because the timelines are quite terrible. Our...
  12. zabrodov

    Virtual landing

    Can I ask what was the date when you received a PPR?
  13. zabrodov

    Sponsor is Unemployed and doesn't have any asset to show

    Depends on how much she has to show. If her financial situation is doubtful, it's probably not a good idea
  14. zabrodov

    Sponsor is Unemployed and doesn't have any asset to show

    She needs to demonstrate that she has a plan in place to get a job and that she is actioning on that plan. She also can't be on welfare while she's sponsoring you. I was unemployed when I started sponsoring my wife. I just wrote a letter, explaining what I was doing to get employed. When I got...
  15. zabrodov

    Age gape of 24

    Yep. My wife is waiting for virtual landing now
  16. zabrodov

    Age gape of 24

    Right but there are cases of rejections for families with kids too. We, for example, did not have a formal wedding ceremony with reception and because of that we were not able to provide photos of the wedding as we don't have any. My point is that there are many ways to support your case even...
  17. zabrodov

    Age gape of 24

    My wife is almost 13 years older than me. We did not have any issues with her eligibility. We did not go an extra mile to prove the authenticity of our relationship. We just provided what was required. No interviews, no ADRs. We do have a child together though
  18. zabrodov

    Virtual landing

    Hey, we are pretty much in the same boat. My wife received her PPR in March 2021 too. The visa office is Warsaw. We informed the office that my wife was in Canada already but it took them more than 2 months to transfer the file from Poland to Canada. Now, it’s been 4 months and we haven’t...
  19. zabrodov

    Financial Support to Sponsor for buying property in Canada

    Sure. You can show the insurance with you name on it. It's easy to explain why your name doesn't appear on the title - you have no status in Canada to be able to apply for mortgage together with your husband. Therefore, he is the only one buying the house. Usually, when gifted funds are being...
  20. zabrodov

    Virtual landing

    My wife is in the same boat. It's been 3.5 months now after her PPR (Warsaw) and for the last two weeks her file has been in Sydney. We've already applied for a visitor record. It's very frustrating