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  1. vivek901

    Mortgage and buying a new house

    Even though the rates are low now the prices are very high especially in GTA. The problem with rates is they can be locked in only for 5 years. So after 5 years your payment could go up and you will end up paying loan for a long period of time and will be under debt. Think carefully and make a...
  2. vivek901

    Bringing money from overseas

    I had got money from India to Canada (around 50k) and it is not taxed in Canada. If you earn interest on that it will be taxed.
  3. vivek901

    Bringing money from overseas

    I got 66K $ from India. Money was routed through parents as a gift. Gift is not taxed in Canada- Easy and straightforward process
  4. vivek901

    Winter 2020 Intake: (SDS/Non SDS) Pakistani Students Only

    Hey all, if you have any questions, let me know. I came to Canada as a student 10 years ago)..!!
  5. vivek901

    Where to invest in Real Estate

    Right now GTA is over priced. Not sure if real estate is the best investment right now. Better invest in growth stocks or buy leap options
  6. vivek901

    Mortgage and buying a new house

    As long as you are a PR it is fine. Yes prices are high, but if you are buying for primary residence and plan to stay there for longer time then it should be ok as long as you can afford your monthly mortgage and are keeping cash aside for emergency expenses (at least 6 months worth expenses)...
  7. vivek901

    Retiring in Canada

    I have done some calculations. I am going to share that in my blog and my channel. Based on , calculations one will need 2500$ monthly provided mortgage is paid off
  8. vivek901

    Scarborough -DM-Oath

    Hope this brings in Oath Cermony invites for applicants from Nov Dec etc..who have been waiting for long time
  9. vivek901

    Toronto real estate bubble

    https://www.facebook.com/CanadianDesi901/ I found this page on facebook which has a good video on Real Estate in Toronto
  10. vivek901

    November 2016 - Citizenship Applicants

    That is crazy!!! I have a europe trip coming up in July...hopefully by then my wife's citizenship is processed. Her exisiting passport requires her to apply for visas. The visa processing time for UK is 3 weeks and for europe is 3 weeks. Considering that the trip is on July 26, I am not sure...
  11. vivek901

    SCARBOROUGH OFFICE - DM WAITING FOR OATH

    That is crazy!!! I have a europe trip coming up in July...hopefully by then my wife's citizenship is processed. Her exisiting passport requires her to apply for visas. The visa processing time for UK is 3 weeks and for europe is 3 weeks. Considering that the trip is on July 26, I am not sure...
  12. vivek901

    Decision Made after Test?

    My wife gave the test in Scarborough office on 9th Feb, DM on 10th FEB. Still no oath. We have booked flights for summer in Late July. Getting little worried. Anyone who gave the test in scarborough in Feb have received oath invites?
  13. vivek901

    November 2016 - Citizenship Applicants

    My wife gave the test in Scarborough office on 9th Feb, DM on 10th FEB. Still no oath. We have booked flights for summer in Late July. Getting little worried. Anyone who gave the test in scarborough in Feb have received oath invites?
  14. vivek901

    How can I Claim CA-born US. Dad Born Canada '28-naturalized US Citizen bf '47-

    You need to apply for Proof of Citizenship.. Go through the below form and it will have all the details http://www.cic.gc.ca/english/pdf/kits/citizen/CIT0014E-2.pdf
  15. vivek901

    November 2016 - Citizenship Applicants

    My wife's citizenship test took place in Scarborough on Feb 11. The status changed to decision made after the test. She hasn't got the oath invite till now. How many days does it take after decision made?
  16. vivek901

    Entering Canada via USA( Land Border) using Landing Papers

    Agreed, and lets say worst case scenario they are given a removal order and we appeal the order. Can they travel outside Canada to like US etc while the appeal is in progress?
  17. vivek901

    Has Anyone entered Canada on expired PR card and Landing Papers (COPR)

    But had you actually applied? and how long you were away from Canada? Were you in breach of residency obligations?
  18. vivek901

    Can I leave Canada while the Removal Order Appeal is in progress and come back?

    Hi Everyone, If some one has been given a removal order for breach of residency obligations and the removal order has been appealed, how to enter and leave Canada during that time?
  19. vivek901

    Has Anyone entered Canada on expired PR card and Landing Papers (COPR)

    Has Anyone entered Canada on expired PR card and Landing Papers (COPR)