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Pregnancy costs in Canada

g.huseyn

Newbie
Dec 2, 2017
6
0
Good Day! I am permanent resident since September 2018. I made a soft landing and stayed for a week then returned to my homeland for undergoing surgery and planning pregnancy. I plan to permanently move to Canada once I am pregnant. I was wondering if I should settle in Calgary where there is no waiting period for Health Benefits or should I move to Toronto and pay expenses during 3 months out of the pocket(Toronto is my primary choice for settlement)? What are presumable costs of medical appointments for pregnant women in Toronto for second trimester?
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
You should move to the city where you (and your spouse) will be employed. If you move and start using healthcare and then have to move to another province because you find a job there you could be asked to pay back all the medical care you have used. It make much more sense to come to Canada find employment and then try and to get pregnant when you actually know where you are going to settle permanently, you will have qualified for provincial health coverage and you will hopefully extended health benefits through your employer. Technically you can have a bill or hundreds of thousands of dollars during pregnancy. You could end up with a miscarriage and need a D&C, have ectopic pregnancy and need surgery, have hyperemesis and end up in hospital on fluids or even with a picc line needing ton, etc. Pregnancy can cause tons of medical issues. You also won’t qualify for maternity leave payments unless you work for 600 hours in the year before you deliver.
 

g.huseyn

Newbie
Dec 2, 2017
6
0
Thank you very much for your response! But the issue is that I have a history of infertility and need treatments. Since they are relatively cheap in my country I plan to get pregnant here and then move. If I decide to move to Canada first and get my health card would I be able to receive infertility treatments(is it covered by OHIP in Ontario)? İs such kind of treatment too expensive?
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
Fertility treatments are no covered by OHIP. Pregnancies as a result of fertility treatment are at high risk of miscarriages and other problems so for the first trimester you are unlikely to be able to travel. You could end up with a high risk pregnancy and not be able to travel at all during the whole pregnancy.

Purposefully obtaining a healthcare card before moving to Ontario permanently and meeting the residency requirements would be healthcare fraud. You would be committing a crime and could be asked to pay back the money for the first 3 months based on when you actually qualified. It would be very stupid to start out your time in Canada committing a crime.
 

elvin_91

Full Member
Nov 23, 2017
43
10
32
Azerbaijan
A
Fertility treatments are no covered by OHIP. Pregnancies as a result of fertility treatment are at high risk of miscarriages and other problems so for the first trimester you are unlikely to be able to travel. You could end up with a high risk pregnancy and not be able to travel at all during the whole pregnancy.

Purposefully obtaining a healthcare card before moving to Ontario permanently and meeting the residency requirements would be healthcare fraud. You would be committing a crime and could be asked to pay back the money for the first 3 months based on when you actually qualified. It would be very stupid to start out your time in Canada committing a crime.
Actually fertility treatments are covered by OHIP (with some exceptions and exclusions)
 

g.huseyn

Newbie
Dec 2, 2017
6
0
Fertility treatments are no covered by OHIP. Pregnancies as a result of fertility treatment are at high risk of miscarriages and other problems so for the first trimester you are unlikely to be able to travel. You could end up with a high risk pregnancy and not be able to travel at all during the whole pregnancy.

Purposefully obtaining a healthcare card before moving to Ontario permanently and meeting the residency requirements would be healthcare fraud. You would be committing a crime and could be asked to pay back the money for the first 3 months based on when you actually qualified. It would be very stupid to start out your time in Canada committing a crime.
I never thought of committing fraud. What I meant was that I decide to move right now, not undergoing any treatments in my country, settle in Ontario permanently, get my OHIP after 3 month and afterwards start fertility treatments in Canada. For me it is very important to have an opportunity to undergo those treatments.
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
I never thought of committing fraud. What I meant was that I decide to move right now, not undergoing any treatments in my country, settle in Ontario permanently, get my OHIP after 3 month and afterwards start fertility treatments in Canada. For me it is very important to have an opportunity to undergo those treatments.
Yes if you settle in Canada you can access OHIP after 3 months but fertility treatments will be much more expensive. If you or your husband don’t have extended health coverage through your works in Canada that will add more expenses since they often cover part or some of the expense of the medications required.