Proof of funds Query

[Zebbie]

Hello!

This is the only document that remains for me. Here's the gist:

1. FSW program, direct entry.

2. Family supporting me with POF by giving me the required amount on 15 Sep 18. Wire transfer.

3. ITA received on 28th November.

4. So the last six months bank statement will show a sudden spike september ie four months or so ago.

5. Gift deed is going to be a hassle, (but not impossible, obviously) to make because one, my family lives in another country, and two, can a gift deed be made four months after the transfer?

6. I've been advised to do two things. Open up an FD right now for the required amount, around 13000 CAD, and get a letter from my bank stating my average balance over the last Six months combined as a singular figure. It's supposed s at 'His average balance over the last six months has been ~13000CAD.' I've been told this should suffice. Will it?

And Will questions be raised on the opening of an FD so close to the deadline ie 28th Jan?

I want to do everything the right and most transparent way. But also keeping in mind the feasibility and the deadline.

Please advise, wonderful people of the internet!

 

[AWD]

Hello!

This is the only document that remains for me. Here's the gist:

1. FSW program, direct entry.

2. Family supporting me with POF by giving me the required amount on 15 Sep 18. Wire transfer.

3. ITA received on 28th November.

4. So the last six months bank statement will show a sudden spike september ie four months or so ago.

5. Gift deed is going to be a hassle, (but not impossible, obviously) to make because one, my family lives in another country, and two, can a gift deed be made four months after the transfer?

6. I've been advised to do two things. Open up an FD right now for the required amount, around 13000 CAD, and get a letter from my bank stating my average balance over the last Six months combined as a singular figure. It's supposed s at 'His average balance over the last six months has been ~13000CAD.' I've been told this should suffice. Will it?

And Will questions be raised on the opening of an FD so close to the deadline ie 28th Jan?

I want to do everything the right and most transparent way. But also keeping in mind the feasibility and the deadline.

Please advise, wonderful people of the internet!

1) Get a letter from bank indicating your name, your account number, account opening date, current balance and last 6 month average balance And any outstanding loans/credit dues. Upload this letter along with last 3 months statement.
Or
2) Get a letter from your relative on a normal paper stating that he has gifted you and have no rights on that amount . Upload this with both of yours statement. This is applicable only if person is your immediate relative- Parent, Sibling , Spouse and Children.
Or
3)No issue if Gift deeds are made at later date. Details of transactions should be covered with statements