+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

GIC related Help!

Maitri19

Full Member
Jun 23, 2018
39
2
First of all calm down , it is very common.
I suggest you to:
1. Check if the address with which you hold your account in ICICI has the same address as in your passport.
2. Check if you filled your passport address in Benificiary address.
3. Check if the address which you gave in scotiabank account has same address as in your passport.
I am not sure but it seems like that you had to fill Scotiabank's MISSISSAUGA address in Benificiary Bank Address .

What you should do now :
Call scotiabank and ask what caused the trouble , they'll tell you exactly what went wrong.
Second, Once you know which field was wrong , ask your bank to fix it , and revert your wire payment , don't wait for the refund, it will cost you a lot due to conversion rates and will also take a lot of time.
Just revert this payment, you will be charged $50 and your gic certificate will be there in 6-7 days.
Take a chill pill . Shit happens , you gotta deal with It. Let me know if u have any other doubt. All the best :)
Hey there..!
I did it..! I told scotia and Icici to update everything according to my passport and then I revert the wire transfer on 16th August to fund my GIC now in how many days i can expect my certificate ?
 
Last edited:

Maitri19

Full Member
Jun 23, 2018
39
2
Hey..! @Priyavart Rajain
After scotia people updated my name I revert the payment on 16th August but due to some queries icici Bank sent it on 20th August I’ve the swift copy of payment yesterday I called the scotia bank and they said that they haven’t received my payment yet !!
What should i do ? How many days it will take to get my GIC ?
 

Priyavart Rajain

Hero Member
Aug 29, 2017
537
27
24
New Delhi , india
VISA ISSUED...
24-08-2018
LANDED..........
02-07-2018
Hey..! @Priyavart Rajain
After scotia people updated my name I revert the payment on 16th August but due to some queries icici Bank sent it on 20th August I’ve the swift copy of payment yesterday I called the scotia bank and they said that they haven’t received my payment yet !!
What should i do ? How many days it will take to get my GIC ?
If they did it on 20th , then a minimum of 5-6 days , expect your gic between 26th - 28th..
 
  • Like
Reactions: Maitri19

dbhalotia

Star Member
Aug 30, 2018
64
6
You'll get the money back after they reject ur funds in 15-20 days. They say you'll get the money back in 8-10 days but it is not true in practical terms ,
Incase ur funds get rejected , request your bank to fix the error that caused the problem and revert the payment again , it will save u time and money. All the best!
Hey @Priyavart Rajain I funded my GIC on 18th august and it got rejected on 23rd august . Still i haven't received any notification from my indian bank that my money has been refunded to them or anything else .?
What should i do ?
I guess the same thing happened with youu ? Can you please guide me for this ?
Its a huge mess.
 

dbhalotia

Star Member
Aug 30, 2018
64
6
Hey @Priyavart Rajain,
I talked to my agent at the time of GIC Application she put my first name and Last name but in my passport and Icici Account its First Name Middle Name And Last Name..

Now I’ve to change my name in Scotia Account
So now I’ve to mail them ..?
In how many days you got your money back in india ?