Health insurance while waiting for PR

[Dougmeadows]

who is everyone using for health insurance? I'm sure it has been asked on here before but I thought I would ask again?

 

[starnaenae]

Blue cross

 

[Steevy]

There are quite a few private insurance options (while you are not covered by the government health insurance in Canada) that you can find.

You can use an online insurance calculator and see available insurance packages based on your age, coverage amount and deductible preferences as well as your medical history (if any) - Insurance for Newcomers to Canada

 

[jeff198901]

Blue cross

Did you have to get blue cross for a full year? Or is it just month to month?

 

[starnaenae]

Did you have to get blue cross for a full year? Or is it just month to month?

we got it for three months... my husband still doesnt have his PR.... we just renew as needed

 

[jeff198901]

we got it for three months... my husband still doesnt have his PR.... we just renew as needed

Perfect. Have checked different places. Some companies want us to purchase 1 year

 

[starnaenae]

Perfect. Have checked different places. Some companies want us to purchase 1 year

yeah thats why we went with blue cross- there is no minimum which was great.. there is a 3 days waiting period to be able to use it but its all good

 

[jeff198901]

yeah thats why we went with blue cross- there is no minimum which was great.. there is a 3 days waiting period to be able to use it but its all good

I just got a quote. 50,000 coverage for 175.00 for 3 months. 150,000 for 250ish. Not bad

 

[starnaenae]

I just got a quote. 50,000 coverage for 175.00 for 3 months. 150,000 for 250ish. Not bad

Yeah theyre very reasonable and reputable. I get there are tons of companies but reputable to me is more important

 

[Rob_TO]

We used this online broker, and had no problems. I think one of the rates they compare is Blue Cross.
https://www.kanetix.ca/travel-visitors-to-canada

 

[bafonso]

Considering Blue Cross Travel insurance.. Do they cover you seeing a doctor or is this geared more towards emergencies? Nowhere in the description I see a simple value of copays, etc.

Kanetix did not show me even Blue Cross Travel insurance, which is very strange...

 

[Rob_TO]

Considering Blue Cross Travel insurance.. Do they cover you seeing a doctor or is this geared more towards emergencies? Nowhere in the description I see a simple value of copays, etc.

Kanetix did not show me even Blue Cross Travel insurance, which is very strange...

Blue Cross is definitely part of Kanetix offerings. I helped a friend use this website recently and it popped up as one of the top options. Perhaps Blue Cross doesn't offer in all provinces, I'm not sure.

Yes you can use it to see a doctor/walk-in clinic, and for all resulting tests/treatments/drugs, as long as the reason for initial visit is an emergency or unexpected medical reason.

 

[bafonso]

Blue Cross is definitely part of Kanetix offerings. I helped a friend use this website recently and it popped up as one of the top options. Perhaps Blue Cross doesn't offer in all provinces, I'm not sure.

Yes you can use it to see a doctor/walk-in clinic, and for all resulting tests/treatments/drugs, as long as the reason for initial visit is an emergency or unexpected medical reason.

Thanks Rob. They do offer visitor insurance in QC since I've done before so I was surprised... I hope getting a nasty cold, flu or sinus infection is considered unexpected

 

[bieber123]

Does this cover the medical needed for the PR?