gaye_ga said:
Dear Bajan4Quebec,
I am currently waiting for MR. Our application is on process Mar. 20 based on online checking. I am from the Philippines. How long should we expect MR? And I would like also to know if it is possible to have the proof of funds in cash instead of bank certificate? Is it safe? What can you recommend? Thanks.
Hi
Medical Request can come approximately 4 - 6 months following AoR, some cases can be longer.
Acceptable proof of funds is:
Bank accounts in your name or the name of your accompanying spouse/common-law partner;
Cash-able investments in your name or the name of your accompanying spouse/common-law partner;
Cash-able fixed deposits in your name of the name of your accompanying spouse/common-law partner.
Please Note following type of bank accounts are not acceptable.
1.Bank accounts in someone else’s name;
Bank accounts which are joint in your name and someone else (other than your accompanying spouse/common-law partner);
Bank accounts in the name of your spouse who is not accompanying you to Canada ;
Property valuations;
Vehicle valuations;
Jewellery valuations.
In short anything that cannot be easily transferred (liquidated) cannot be used as proof of funds.
What do I need to bring to Canada with me?
You are not required to carry all your funds in cash when you arrive in Canada. You are, however, required to show documentary evidence that you have the funds available (in bank accounts or cash-able investments), and that they can be transferred to Canada.
A port of entry officer in Canada may seek to confirm these funds before granting you permanent residence along with your dependents.
Please Note: Canadian customs regulations require you to declare if you are bringing more than C$10,000 into Canada. If you do not declare, you can be fined, imprisoned or money seized.
Can I borrow the money from someone?
Please note that borrowing money for proof of funds and pretending those funds are yours, when they are not, is misrepresentation because:
– You will be defrauding the Canadian government
– You will be cheating the system which is unfair on other honest applicants – It is also unfair on the Canadian welfare system when you arrive in Canada with borrowed money which is not yours
– It is unfair on yourselves to put further strain on what will already be a financial struggle.
CIC explicitly say
“You must show that you have enough money to support yourself and your dependents after you arrive in Canada. You cannot borrow this money from another person”
Do I need to show 6 months balance?
CIC does not necessarily require you to show a six months balance. You only need to show the current available balance in your account (e.g. using a bank statement or a bank certificate)
