I am applying for a student visa for Canada. I have been granted admission into a University for Jan 2013 session. My consultant has told me that we would have to apply for a Study Permit first of all and this process would take around 15 weeks.After that an application for a Study Visa would be made. I am very confused as per my information Study Permit is granted upon arrival at the port of entry. If that is how long it actually takes,there isnt a realistic chance of me being able to get in for the Jan'13 session. Also I cannot present a Bank Statement for 3 months but I do have an offer of Running Finance Facility from a bank of Rs 6 million against my fathers deposits and property as collateral.I want to know if this would work,or is it mandatory to submit a Bank Statement. Senior members inam, momi and others please guide as to what my next step would be. What is the difference between a study permit and a visa and what do yo apply for first? An urgent reply would help my cause. Thanks.