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If I gain Permanent Residence status to live and work in Canada, how will my SSI be affected?

danielsadjadi

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Aug 14, 2017
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If I gain Permanent Residence status to live and to work in Canada, how will my U.S. Supplemental & Social Security Income be affected? I am 67 years old and will be moving with my family, (wife and son,) and plan to live in B.C. permanently. I am planning to work for at least 5 more years after my current job is transferred to Canada.
 

scylla

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I would recommend you read through the information below to start:

https://www.ssa.gov/pubs/EN-05-10137.pdf

FYI - Depending on your son's age, he may not be able to accompany you to Canada. Also, based on your age, it may be challenging to obtain PR since you'll lose significant points as a result of your age.
 

scylla

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As long as your son is 21 or younger when you apply for PR - you should be good.
 

vensak

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With your age, chances to get PR are very slim. To go through EE, you will not be able to get enough points (all the age points would put you down and you would not meet 67 points requirement), regardless of your studies or work experience. I am assuming, that you do not have any (or very limited) work experience in Canada (which would be the only thing to help you out)
Also for almost all Provinical programs you are most likely too old (either they have age limit or other requirements, where age is giving points).

Only possibility might be investor programs. But those do take long to be approved (3 to 7 years).
 

danielsadjadi

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Aug 14, 2017
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With your age, chances to get PR are very slim. To go through EE, you will not be able to get enough points (all the age points would put you down and you would not meet 67 points requirement), regardless of your studies or work experience. I am assuming, that you do not have any (or very limited) work experience in Canada (which would be the only thing to help you out)
Also for almost all Provinical programs you are most likely too old (either they have age limit or other requirements, where age is giving points).

Only possibility might be investor programs. But those do take long to be approved (3 to 7 years).
Vensak, this concerns me greatly. I must support my 14 year old son, take care of my wife with Alzheimer's disabilities, (who is 57 years old, she has early-onset type,) and work 10 hours a day, with very little time to spend with my family. In our U.S. city, public transportation is extremely limited and I am the only one who can drive in our family. Healthcare costs have increased dramatically for us as my other son has gone off to college and is now 18, and our insurance no longer covers my wife. We are barely surviving with the money we have. Moving to Vancouver (where I have lived for 6 months previously, not under immigration status, before I was married) would be the best option for us. We would benefit greatly from the schools, healthcare coverage, current job opportunity, and would ease a huge financial burden off of us as we would also be benefiting the BC economy. We are also nature lovers. I have two brothers and a parent, who are Canadian citizens who could help with gaining points, arranged and immediate employment opportunity, (a transfer from my current job) strong English language skills, over 10 years of current job experience, and adaptability. Is there ANY possible chance I could immigrate to Canada in the next 2 years? If it is possible, this would be a definite best option for us.
 
Last edited:

scylla

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Jun 8, 2010
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If your wife has early-onset Alzheimer's it's quite possible PR will be refused for medical inadmissibility reasons. That's a very real possibility and concern you need to be aware of. Effectively, if CIC believes the annual costs of her health care coverage and / or social system care will cost the Canadian government more than $6,500 per year, your entire family will be refused PR.

Unfortunately permanent residency in Canada is very far a sure thing for you and your family. (I'm also very sorry to hear about your wife.)
 

danielsadjadi

Newbie
Aug 14, 2017
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If your wife has early-onset Alzheimer's it's quite possible PR will be refused for medical inadmissibility reasons. That's a very real possibility and concern you need to be aware of. Effectively, if CIC believes the annual costs of her health care coverage and / or social system care will cost the Canadian government more than $6,500 per year, your entire family will be refused PR.

Unfortunately permanent residency in Canada is very far a sure thing for you and your family. (I'm also very sorry to hear about your wife.)
Her medications and treatment cost far less than 6500 CAD a year, and I provide all of her necessary medical care, (therefore there would no reason to be medical inadmissibility.) Thank you for the reply, and I will surely keep this in mind as well.
 

scylla

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Jun 8, 2010
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Pre-Assessed..
App. Filed.......
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19-08-2010
File Transfer...
28-06-2010
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01-10-2010
VISA ISSUED...
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LANDED..........
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Just to add to my note above, they won't just look at your wife's condition now - they will project what support they believe she will require over the next 5-10 years and assess her medical admissibility based on that.
 

scylla

VIP Member
Jun 8, 2010
92,831
20,491
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Her medications and treatment cost far less than 6500 CAD a year, and I provide all of her necessary medical care, (therefore there would no reason to be medical inadmissibility.) Thank you for the reply, and I will surely keep this in mind as well.
In case it ever comes to it, when you calculate the $6,500, you need to factor in the cost of all medications, treatments (including stuff like physio), all checkups with doctors / specialists, cost of all medical tests, etc.
 

vensak

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You can move there for a nice holiday. You might be even able to work there on temporary work permit (if you manage to get employer interested in you first). But that is about it. What you said here means, that you will be inadmissible to Canada because of excessive costs.
It is nice said, that you will be benefiting from all that, while Canada would benefit maybe 5 years from your taxes after which you would still require all those nice perks.
Hence the reason why you are not suitable for immigration program. (from Canada point of view)
So maybe try to think how to arrange with what you have. Or maybe think about retirement in cheaper countries (Thailand for example).
Good luck
 

danielsadjadi

Newbie
Aug 14, 2017
8
0
In case it ever comes to it, when you calculate the $6,500, you need to factor in the cost of all medications, treatments (including stuff like physio), all checkups with doctors / specialists, cost of all medical tests, etc.
Her medications, are the only cost we are receiving assistance with from her insurance, which costs less than 500 USD yearly, and there is no other therapy or help program that I am not providing to her already. However, speaking to her neurologists, unfortunately, it's unlikely that she will live long enough to ever come close to breaking 6500 dollars in medical costs, being realistic. I can provide as many documents, proving that immigration wouldn't place a financial burden on the Canadian Gov. and the majority of insurance we are already required to pay for is never utilized. Our largest expense currently is the mandatory health insurance, over 1200 USD monthly for our family, and I am an overqualified skilled almost 70 year old earning less than minimum wage just barely scarping by to survive.

Assuming that she, or I, had no disability, would immigration to Canada still be a possibility?
 

danielsadjadi

Newbie
Aug 14, 2017
8
0
You can move there for a nice holiday. You might be even able to work there on temporary work permit (if you manage to get employer interested in you first). But that is about it. What you said here means, that you will be inadmissible to Canada because of excessive costs.
It is nice said, that you will be benefiting from all that, while Canada would benefit maybe 5 years from your taxes after which you would still require all those nice perks.
Hence the reason why you are not suitable for immigration program. (from Canada point of view)
So maybe try to think how to arrange with what you have. Or maybe think about retirement in cheaper countries (Thailand for example).
Good luck
If I were in my early 20s, with the same ambition and drive I had, I would've gone to Thailand, (and that's actually what I did!) But I'm afraid our family is yet to adjust to the culture shock that is living in Thailand. However, I will also consider some other cities in the US and maybe some European countries as well, if Canada is not an absolute possibility. I am still wondering if it's worth to pursue Canada? Even if I barely meet the EE criteria provided some exception.
 

scylla

VIP Member
Jun 8, 2010
92,831
20,491
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Her medications, are the only cost we are receiving assistance with from her insurance, which costs less than 500 USD yearly, and there is no other therapy or help program that I am not providing to her already. However, speaking to her neurologists, unfortunately, it's unlikely that she will live long enough to ever come close to breaking 6500 dollars in medical costs, being realistic. I can provide as many documents, proving that immigration wouldn't place a financial burden on the Canadian Gov. and the majority of insurance we are already required to pay for is never utilized. Our largest expense currently is the mandatory health insurance, over 1200 USD monthly for our family, and I am an overqualified skilled almost 70 year old earning less than minimum wage just barely scarping by to survive.

Assuming that she, or I, had no disability, would immigration to Canada still be a possibility?
Even without her disability - I still think immigration is going to be next to impossible for you given your age. That's a very big barrier unfortunately because of how many points you lose under Express Entry. I believe most of the Provincial Nominee Programs won't even consider your application due to your age. If you want to try the EE route, I would apply from the US now rather than moving to Canada first. Don't wait any longer. You'll want to have at least 430 points to have a decent chance of being selected out of the pool. Of course even if you're selected out of the pool - there's still the medical to pass.

For your wife's health care and social care needs, you're still not looking at it quite the right way - CIC will have a different view. Understand that once she is a PR, she will have access to the full health and social care system Canada has to offer - and that's how CIC will assess her medical admissibility. So if you are providing therapy now that she should ideally be getting from a registered therapist - CIC will assign a cost to that as if this was being provided by a therapist. They will say medications aren't the only expense and will also assume that she at a minimum has a few doctor visits each year (as any normal person would) and a few specialist visits each year which involve tests (obviously this would be expected of someone with her condition). So they will factor these cost in as well. They will also consider what would happen if her condition deteriorated sufficiently that you needed some at home assistance (i.e. nurses aide) to check in on her while you're at work. Lastly, they will consider whether she may reasonably need some hospitalization over the course of the next 10 years. Again, they won't just look at her condition now - they will consider how her condition is expected to deteriorate over the next decade. And they won't just assess the services you are using now - they will assess what services your wife will reasonable use once a PR.