Super Visa & Parent Sponsorship Application

[InsuranceGuru]

Im planning to apply my parents.how much is the insurance?

For this type of insurance, it only depends on age, amount and deductible.  You need a minimum of 100k per person for atleast a year.  I have provided this insurance for anywhere from 1000/year to 2500/year.  You can also get discounts as well.

[jonats]

For this type of insurance, it only depends on age, amount and deductible.  You need a minimum of 100k per person for atleast a year.  I have provided this insurance for anywhere from 1000/year to 2500/year.  You can also get discounts as well.

Send me a qoute my dad is 47 and my mom 50 both of them for a yr

[TRUONGAN]

Background: I'm willing to get the Super Visa for my mom. My father passed away and I don't have any other siblings. She applied for a TRV in Bangladesh before to attend my convocation; but got rejected.

To me, it all seems same as applying for regular TRV. Major difference I noticed is that your parent can stay up to 2 years w/o any extension with 10-year long super visa. And for that, you have to be either PR or Citizen and provide medical insurance.

But the application process remains same (i'm talking about proving ties, invitation letter, financial condition of parent etc.) in terms of satisfying VO. So, my question is WILL IT STILL BE HARD TO SATISFY A LOCAL VO TO GET SUPER VISA LIKE ANY TRV? It seems so contradicting to me that I'm proving that my income is over the LICO limits and also refering in my invitation letter that I will bear all her cost during her stay in Canada. At same time, she has to submit her financial docs as part of visa requirement.

Make your voice heard from this petition my friend. The group will forward 500 signatures to the Minister. Many others share the same worries as yours:

http://www.ipetitions.com/petition/supervisa/signatures/page/4

[steaky]

Background: I'm willing to get the Super Visa for my mom. My father passed away and I don't have any other siblings. She applied for a TRV in Bangladesh before to attend my convocation; but got rejected.

To me, it all seems same as applying for regular TRV. Major difference I noticed is that your parent can stay up to 2 years w/o any extension with 10-year long super visa. And for that, you have to be either PR or Citizen and provide medical insurance.
 

Another difference is that you have to satisfy LICO while there is no such requirement in regular TRV.  Both Super Visa and regular TRV are merely visitor visas.  That's why the process is almost the same.

$34,022 (3 persons)

Thanks

In this case, how would a parent get medical attention?

Any insights from anyone?

How about walk-in clinics? Parents and/or host family pay the medical bills, if not covered by the insurance.

[Baloo]

One of the requirements for the PGP super visa is a medical check. As you would imagine most parents and g-parents would have one ailment or the other. Does this mean that they are likely to be denied this visa?

The other thing I fear is that during their stay, a parent might fall sick or need medical attention due to a pre-existing condition. I can bet that the insurance company is unlikely to pick up any the bills (they will definitely look for an excuse). In this case, how would a parent get medical attention?

Any insights from anyone?

The bigger problem is how will you pay for it?
Medical costs without insurance in Canada are very expensive.

[Gary Goldshmidt]

I cannot give you an exact quote without having all the information but her is an estimate of the price of a 365 day policy for $100,000 of coverage for Dad 47 Mom 50
For Dad $1,007.40 for Mom $1,208.15  if you need an exact quote please contact me directly.  I will be guide you through the maze of travel insurance of deductibles, pre-existing medical conditions, optional insurance such as trip interruption and cancellation, baggage, car rental, AD&D to name a few.  If anyone need a specific quote please contact me directly as this site is meant to provide a forum for Visa and Immigration Topics.
Thank You

Sincerely,
Gary Goldshmidt
Managing Director
Stone-Hedge Financial Group Inc.
1.888.410.4393
Toronto Local Tel: 416.410.4393
Email: gary @ stone-hedgefinancialgroup.ca

[Rossei]

The bigger problem is how will you pay for it?
Medical costs without insurance in Canada are very expensive.

So, the regular medical cost (i.e. walk-in clinic service) is not covered when you buy these medical insurance plans. I assume these come with minimum deductible like auto-insurance. So, if the medical expense doesn't exceed $1000 (for example), the insurer won't pay for it.

Wish Canada count parents as family !!!

[Gary Goldshmidt]

Insurance companies pay million of dollars in claims annualy they are not their to take your money and not pay legitimate claims.
However if you do not provide all the required information accuratly at the time of application they will deny a claim.  There was a recent article on this by RBC Insurance that denied a claim for this specific reason.  I am an insurance broker I would not be selling products if they Insurance Company did not pay their claims.  I suggest get all the medical information from your parents or grandparents and go through the application process with a licensed agent. My company deals with five carriers that sell Travel Insurance.
For more information you can contact me at:
Stone-Hedge Financial Group Inc.
Gary Goldshmidt
Toll Free 1.888.410.4393
Toronto Tel: 416.410.4393
Email: gary @ stone-hedgefinancialgroup.ca

[Baloo]

So, the regular medical cost (i.e. walk-in clinic service) is not covered when you buy these medical insurance plans. I assume these come with minimum deductible like auto-insurance. So, if the medical expense doesn't exceed $1000 (for example), the insurer won't pay for it.

Wish Canada count parents as family !!!

Prices vary for treatment (without medical cover)...
Walking in to a clinic for something as simple a repeat prescription can cost $40 - $70.
Ask for the doctor to check your throat at the same time and the total can be $150.
A one night stay in a hospital bed (not specialist care) $2500 - $3500.
Dental visits (depending on the work performed) - anything from $60 - $10,000. There are plenty of people that pay $200-$300 for a simple visit.

Medical cover/insurance is expensive, but only if you do not make a claim.
Medical costs without insurance can be astounding.
Be aware that if your medical costs are going to be high, the insurer can decide to repatriate you rather than paying all your medical costs in Canada (check your policy terms).

[Gary Goldshmidt]

Insurance Companies do pay claims, my friends mother was visiting from Australia she was 80 years old.  The poor women had a stroke and the insurance company paid close to $100,000 in medical bills untill she was stable and to fly her back.  Insurance Companies will not pay claims if someone is not honest of their application and does not disclose their medical history or wants cheap insurance that exclude pre-existing conditions.  If a claim arises from a pre-existing condition and the policy has this exclusiton then it could very well be an expensive experience.
Stay away from policies that do not cover pre-existing conditions and make sure you provide the Insurance Company all the medical information when applying for coverage.
If you need help you can contact me directly I sell Travel Insurance from five different companies.
Stone-Hedge Financial Group Inc.
Gary Goldshmidt
Managing Director
Toll Free: 1.888.410.4393
Toronto Tel: 416.410.4393
Email: gary @ stone-hedgefinancialgroup.ca

[Baloo]

Insurance Companies do pay claims, my friends mother was visiting from Australia she was 80 years old.  The poor women had a stroke and the insurance company paid close to $100,000 in medical bills untill she was stable and to fly her back.  Insurance Companies will not pay claims if someone is not honest of their application and does not disclose their medical history or wants cheap insurance that exclude pre-existing conditions.  If a claim arises from a pre-existing condition and the policy has this exclusiton then it could very well be an expensive experience.
Stay away from policies that do not cover pre-existing conditions and make sure you provide the Insurance Company all the medical information when applying for coverage.
If you need help you can contact me directly I sell Travel Insurance from five different companies.

Anyone that commits fraud or does not disclose all the information required deserve to have a claim refused.
Those people that read and buy a policy are the people who benefit from the insurance.
Travelling without insurance is a fools game.

[OnlineInsPro]

I can offer you insurance from at least one insurer that DOES cover pre-existing conditions, with some limitations. If you check out my website at dfsinc.ca you will find information on Super Visa Insurance, the rules surrounding it, and also free quotes and the ability to purchase your coverage online. I have been an Insurance Broker for 20+ years...  If you can't find the information you need on my site, I would encourage you to contact me directly at info @ dfsinc.ca or 1-888-933-7462

Thanks, Tracy DesLaurier, DesLaurier Financial Services

[Gary Goldshmidt]

How much the insurance costs will depend on their health, age, etc.

Get all the information for your parents regarding theire health I will be happy to assist you to purchase coverage

Stone-Hedge Financial Group Inc.
Gary Goldshmidt
Managing Director
1.888.410.4393
Toronto Tel: 416.410.4393
Email: gary @ stone-hedgefinancialgroup.ca