Special Health Insurance needed for Supervisas (Parent/Grandparent super visa)

[Baloo]

Please check your messages - PM sent.

[Gary Goldshmidt]

Proportional refunds are available but they are subject to the terms and conditions of the policy.  Some policies will not refund any amount if a claim has been filled regardless if it was paid or declined. Some of the companies that use Manulife as an insurer have this in their policies.  There is usually a nominal administration fee and some policies will not refund if there is a nominal amount days left on the policy like 30 days. Finally you need to provide proof that the insured returned to their counry of origin.  You really need to look at the policy and understand all the terms and conditions. 
GMS Insurance just launched their new Super Visa travel policy it is unique because it provides one year coverage and allows multiple entries without of having to apply for insurance for each visit.  However there is a downside to this insurance policy for example: if you only spend 7 month in Canada and the other 5 month in your country of origin, where no coverage is provided for, you would of paid a large premium for this convenience.  GMS Insurance provides continues coverage for one year but will not refund any amount regardless of how much of the actual coverage was used.  There is going to be a lot of agents selling this product but it is only attractive for certain situations not everyone.

If you need more information contact me directly.

Stone-Hedge Financial Group Inc.
Gary Goldshmidt
Managing Director
Toll Free: 1.888.410.4393
Toronto Local Tel: 416.410.4393
Email: gary @ stone-hedgefinancialgroup.ca

[whitebird]

Please guide, how to apply for a Super Visa for parents. Please provide details about the forms needed and supporting documents.

CIC website shows the link below, but it shows the only form IMM 5257
Application for a Temporary Resident Visa Made Outside of Canada [IMM5257]
Is this single form is enough or we fill the complete application package for  "TEMPORARY RESIDENT VISA"
Please solve this  confusion.
Thanks.

[Gary Goldshmidt]

Are the full proportional refunds available on "super visa" specific policies?

This in not exactly correct. Yes insurance companies do offer proportianal refunds but some companies will not refund any amount once a claim is filled regardless if it was paid or denied.  Sounds crazy but this is how it works, if you need a list of companies that have this clause I can send it.  You also need to prove that you returned to your country of origin.    Gary Goldshmidt