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Just to add some more explaination to the above posts. Stability means not seeing a doctor, or having a medical condition for a certain period of time. This period, the stability period, is usually 90 days or 180 days but it depends on the company. For example, So if your parent had a problem...

Dear Madam/Sir If my parents are willing to come to Canada during the time of April 2012, what would be the best time to apply for a multiple entry visa. Can we apply it in Jan 2012 itself ? so that once the VISA is received and then we could book the air tickets at early period for cheaper...

I think there are bigger issues to look at then just price. Sometimes cheapest is ok but what are you getting. When buying travel insurance, you need to look at Benefits provided, Exclusions (which includes Stability), and Deductibles. Benefits means the areas that the insurance company will...