Qorax - INDEXED >>>

[supriya11]

hi
when we will get the medical?
Mine was started in process from 2010 and still in process.
thanks
supriya11

[qorax]

When do you pay the 'deductible' on your car insurance policy?


Most drivers know that their 'deductible' is an amount they must pay towards a claim before their insurance company pays. However, it is a common misconception that the deductible must be paid every time a claim is made. Although in most cases the deductible is enforced, there are instances where it is not. The following are some common examples of when a deductible is applicable and when it is not, in the province of Ontario.

You are involved in an accident where you are 100% “at-fault”
Insurance companies use a set of guidelines called the Fault Determination Rules, which are detailed in the Automobile Insurance Act, to determine who should be deemed "at-fault" in a car accident in Ontario. If you are determined to be completely at-fault, then you will have to pay the deductible on your car insurance policy.

You are involved in an accident where you are not “at-fault”
If the insurance companies of the parties involved determine that you are not at-fault, you do not have to pay the deductible on your car insurance policy. Your repairs will be covered under the Direct Compensation portion of your policy, which is a mandatory coverage in Ontario.

You are involved in an accident where you are partially “at-fault”
If you are determined to be partially at-fault by the insurance companies involved, you would then have to pay only a percentage of the deductible. For example, if you are deemed to be 50% at-fault, you would be responsible for paying 50% of your deductible.

Your vehicle has been hit by an unidentified third party (hit & run)
This is an unfortunate situation to face. If you do not have Collision coverage on your car insurance policy, you may not be covered for this type of loss. In this situation, you will have to pay for any repairs, or replacement of your car at your expense. However, if you are able to identify the person who hit your car, the loss would then be covered under the Direct Compensation portion of your insurance policy, for which you do not have to pay a deductible. The person who hit your car must also have an insurance policy for this type of coverage to apply.

Your vehicle has been stolen or vandalized
Should your vehicle be stolen or vandalized in some way, the Comprehensive portion of your car insurance policy would cover the damages.  You will, however, have to pay the deductible.

Qorax
____________________________________________________________________________________________
When in doubt, be sure to ask your insurance professional about what coverage is most appropriate for your particular situation and if a deductible payment will be necessary when making a claim.

[qorax]

Proposed changes in the FSW program based on public consultations
What We Heard – Consulting Stakeholders and the Public

Earlier this year, CIC held consultations with stakeholders and the public to seek input on a number of proposed changes to the Federal Skilled Worker program. Based on an evaluation of the program, academic research and best practices in other immigrant-receiving countries, the proposed changes aim to help Canada select immigrants who have the best chance of integrating and making a better contribution to the Canadian economy. The input received through these consultations will be taken into account in the development of new regulations.

During the summer and fall, CIC also consulted on other immigration-related initiatives. Cross-country consultations on immigration issues were held in the summer on the appropriate level of immigration and the most suitable mix between economic, family class and protected persons. In October, consultations on hiring temporary foreign workers were held in Calgary with employers from the oil and gas, construction, agriculture and hospitality sectors, as well as labour representatives.

Summary reports from these consultations will be available on CIC website in the coming months.

Highlights from CIC's 2010-11 consultation activities are also available in CIC's first annual Report on Consultations. The report demonstrates how the Department gains a greater understanding of the perspectives of a wide range of citizens, stakeholders and experts to help inform program and policy decisions that support Canada's immigration and humanitarian objectives.

Qorax

[munir.ladha]

Qorax hi

Cld not send message, hence asking my query here-

1) Whats the difference between CAIPS notes and GCMS
2) My VO is New Delhi, docs submitted in June 2010; does the request for above go to NDVO or Canada? 
3) My Brother in law is a citizen in Canada, can he apply on my behalf (after I give my written consent).
4) Also, if you could let me know the procedure for applying the above, fees etc.

Appreciate your reply.

thanks
Munir Ladha
Pune, India

 

Proposed changes in the FSW program based on public consultations
What We Heard – Consulting Stakeholders and the Public

Earlier this year, CIC held consultations with stakeholders and the public to seek input on a number of proposed changes to the Federal Skilled Worker program. Based on an evaluation of the program, academic research and best practices in other immigrant-receiving countries, the proposed changes aim to help Canada select immigrants who have the best chance of integrating and making a better contribution to the Canadian economy. The input received through these consultations will be taken into account in the development of new regulations.

During the summer and fall, CIC also consulted on other immigration-related initiatives. Cross-country consultations on immigration issues were held in the summer on the appropriate level of immigration and the most suitable mix between economic, family class and protected persons. In October, consultations on hiring temporary foreign workers were held in Calgary with employers from the oil and gas, construction, agriculture and hospitality sectors, as well as labour representatives.

Summary reports from these consultations will be available on CIC website in the coming months.

Highlights from CIC's 2010-11 consultation activities are also available in CIC's first annual Report on Consultations. The report demonstrates how the Department gains a greater understanding of the perspectives of a wide range of citizens, stakeholders and experts to help inform program and policy decisions that support Canada's immigration and humanitarian objectives.

Qorax

[qorax]

Qorax hi

Cld not send message, hence asking my query here-

1) Whats the difference between CAIPS notes and GCMS
2) My VO is New Delhi, docs submitted in June 2010; does the request for above go to NDVO or Canada? 
3) My Brother in law is a citizen in Canada, can he apply on my behalf (after I give my written consent).
4) Also, if you could let me know the procedure for applying the above, fees etc.

Appreciate your reply.

thanks
Munir Ladha
Pune, India

Hi,

1. GCMS is the newer system of CIC logs, which has superseded CAIPS. Though it's format is a bit different from the older version however most codes & IO-notes remain similar.

2. About your points 2-4, there is a link for it in the 1st post of this thread... pls read here:
15. CAIPS Notes:    - Should I get it; what is the 'procedure' to order them...
http://www.canadavisa.com/canada-immigration-discussion-board/-t72568.0.html

Qorax

[qorax]

People guarding our borders often inexperienced, undertrained, overwhelmed
By Michael Den Tandt, POSTMEDIA News | Nov 22, 2011

There are bad people overseas bent on doing Canadians harm, security experts tell us. There's no reason to disbelieve this. We know we're on al-Qaida's short list.

The Auditor-General's memo released Tuesday, to the Department of Foreign Affairs:

Citizenship and Immigration Canada and the Canadian Border Services Agency, with help from the Canadian Security Intelligence Service and the RCMP, have a tough job. They must weed out wannabe visitors who've "engaged in spying, subversion, terrorism or acts of violence," or belong to organizations that have engaged in such.

They must identify and block applicants who "have committed war crimes or crimes against humanity" or were senior members of a government guilty of such crimes. And they must spot mobsters, common criminals and people carrying infectious diseases that pose a threat to public health.

In practice, precious little spotting goes on.

Think of a needle, in a haystack. In 2010, according to government data cited by the AG, 317,000 people applied for permanent residence in Canada. Only 817 of these were rejected for health or security reasons. More than a million applied for temporary residence. An unknown number of these were rejected for health, safety or security reasons.

Here, perhaps, is why: This avalanche of cases rested on the shoulders of just 270 often inexperienced visa officers, aided by 1,305 locally engaged staff. They're swamped.

Why 'often inexperienced'? It turns out working in immigration control isn't particularly glamorous, CBC's drama The Border notwithstanding. CBSA analysts work long hours, turnover is high and consequently more than 40 per cent of them have less than two years' experience.

Astonishingly, the AG found that "in the absence of a formal training program, they rely mostly on guidance material, coaching, and on-the-job training to acquire the knowledge they need to fulfil their responsibilities."

These folks are charged with keeping al-Qaida, among other nasties, out of Canada. And they're winging it?

But it gets worse. More than half the visa officers interviewed by the AG's office — 65 per cent — said the "inability to validate applicant information was a challenge in determining admissibility." In about half the cases, officers told the auditors, they lack the information necessary to make a judgment about whether an applicant poses a security risk.

Even when a visa applicant has documents and a credible backstory, there's no way of determining if the docs are real, in many countries. Unstated in the report, but clearly implied, is this conclusion: People get into Canada, or don't, based on someone's gut feeling.

Given this inordinate reliance on the human element, you'd expect an effective support system, to the best of the government's ability. Wrong. Two of the three risk-screening manuals used by the CBSA are out of date and one has not been updated since 1999, obviously before 9/11.

Medical screening is woefully out of date: CIC screens visitors for tuberculosis and syphilis, as it has for the past half century. Meantime the Public Health Agency of Canada lists 56 diseases that merit national surveillance in Canada.

Incomprehensibly, these problems aren't new: Several were identified in an audit in 2000, but weren't fixed.

The question for Citizenship and Immigration Minister Jason Kenney, and for the government generally, is: How, 10 years after 9/11, can this be?

If immigration security is a vital Canadian national interest, both for the sake of public safety and to preserve our preferred trading status with the United States, how can the visa system have fallen through the cracks so completely?

mdentandt @ postmedia.com

[devilhimselff]

AWESOME Info!!!!!

Thumbs up dude

[mycan]

Master Quorax,
+1 for master of masters thread.
regards,
mycan

[qorax]

AWESOME Info!!!!!

Thumbs up dude

Master Quorax,
+1 for master of masters thread.
regards,
mycan

Thanx... reciprocated.

[qorax]

Dear Qorax, it was my interview scheduled in Abu Dhabi on 22nd November and the immigration officer told me that they don't accept those degrees who are done in private and are completed without attending classes. He said that he is going to review my case and will be back to me with a swift response. How do you see this situation because without calculating my Masters degree, my points are 64.
Secondly, I just have seen that my CAS has been updated and it's showing 'Decision Made" indicating " A decision has been made on your application. The office will contact you concerning this decision". How should I see this? I have not received any medical request till now.
Hoping to hear from you soon.

Sir,

I'm afraid [to opine] that this DM is a 'rejection'. If u don't make it to 67 - u have no case. And for sure - a pvtly attained masters will not be accepted.

Regrets buddy...
Nonetheless, keep your fingers Xed & await for their letter - who knows there might be something better.

Qorax

[canada plus]

Dear Qorax,

I am planning to land and get back to home country after 15 days in Canada. Since I can't get my PR card with in 15 days, what do you suggest me ? Should my relative in Canada send me through courier so that I can re-enter to Canada ? Or what options do I have ? You know  I have to return back home and settle things which I can't finish it in a year to two.

Please advise,

canada plus

[qorax]

Dear Qorax,

I am planning to land and get back to home country after 15 days in Canada. Since I can't get my PR card with in 15 days, what do you suggest me ? Should my relative in Canada send me through courier so that I can re-enter to Canada ? Or what options do I have ? You know  I have to return back home and settle things which I can't finish it in a year to two.

Please advise,

canada plus

That's perfectly normal -- many follow that path. Though it's wise to wait for the PR cards, many ask their friends/relatives to forward it to their overseas addresses.

- If u don't receive the PRCs due to any hiccup u can always reEnter with a PRTD and apply afresh [costs $50+50].
- If u travel by road, pers. veh, u don't require the PRCs, the pps+COPR suffices.

Qorax

[canada plus]

Dear Qorax,

Always indebted to you  and thank you for your unreserved support. Sorry my ignorance, what is the abbreviated word PRTD mean ?

canada plus

That's perfectly normal -- many follow that path. Though it's wise to wait for the PR cards, many ask their friends/relatives to forward it to their overseas addresses.

- If u don't receive the PRCs due to any hiccup u can always reEnter with a PRTD and apply afresh [costs $50+50].
- If u travel by road, pers. veh, u don't require the PRCs, the pps+COPR suffices.

Qorax

[qorax]

Dear Qorax,

Always indebted to you  and thank you for your unreserved support. Sorry my ignorance, what is the abbreviated word PRTD mean ?

canada plus

Permanent Resident's Travel Document.
Pls read my 'landing' thread...

[canada plus]

Thanks dear !

Permanent Resident's Travel Document.
Pls read my 'landing' thread...