Proof of funds questions???

[gigab]

Hi, I was wondering if someone can help me make a desicion. I have the money in my husbands account in my local currency, last week I transfer it to an american dollars account that was open 1 year ago. Do you think I should wait 3 months  before I ask for a bank letter, or would it count the time I´ve has the account? My deadline is December 30.
What would you do ask for the letter now or wait 3 months balance?

Thank everyone
gigab

[ja77]

wait for 3 months and then ask for a 3 month bank statement.

[aspire]

My suggestion,

Ask bank statement from your old account, as well as bank statement of your dollar account whre you have transferred the money.Then write a cover letter to CIC and explain that the new amount from your dollar account was transferred from your other account.

I'm not an expert...

[rizcom123]

Beleive me I just submitted a letter from the bank for proof of funds which just stated the final balance, that's all. They have accepted it and I got my visa for the whole family.

I did NOT submitted a single bank statement.

Regards,

[BobbyB]

Beleive me I just submitted a letter from the bank for proof of funds which just stated the final balance, that's all. They have accepted it and I got my visa for the whole family.

I did NOT submitted a single bank statement.

Regards,

It all depends on the IO.

[rizcom123]

Of course my final balance was enough for the family, CIC requested $21,XXX.00 and I showed £12,000.00 GBP.

On that letter they have just mentioned I'm holding an account with them and XX,XXX.XX was the final balance.

Regards,

[gigab]

Thanks guys:

I will ask for a final bank statement and hope the IO is satisfied. If he or she is not, then I imagine they will ask for a bank balance, but by then I will be covering the 3 months period
What do you think?
gigab

[Gregor]

Send them the statement from your previous account and provide cover letter explaining your transfer. That should satisfy the emigration. But as Boby said it all depends on IO. I was in similar situation changed account because of better rates; I decided to include the old bank statement as well.
Cheers,
Gregor

[spa]

Final balance is enough. They don't need your transaction history. They just need to know how much money you have.

[aspire]

It depends upon the IO. But if we are to follow the guideline it has to have the transaction details for at least 6 months. It should not be the final balance only. IO wants to make sure that applicant did not just borrow money from other people, deposited in his account for compliance only and will come to Canada with less money.

Do not take risk. They wont reject your application for the reason that you only showed the final balance, but it will make some delays if they will in the future ask you the bank statement or past transactions of your account. Bank will not refuse if you will ask one.