MBNA Smart Cash Credit Card - any feedback

[AvayaLenovo]

Hi,
I recently applied for this credit card and was approved based on my US credit history. However, they are requiring me to fax a proof of address before they send the card.  I just want to know if anyone here has had experience with this bank and what can you say about your experience?  Thanks in advance.

[Leon]

I have had an MBNA credit card for years.  I haven't had any problems with it.  I don't know this particular card you speak of but just make sure you read the small print.

[AvayaLenovo]

I have had an MBNA credit card for years.  I haven't had any problems with it.  I don't know this particular card you speak of but just make sure you read the small print.

Thanks.  If you don't mind, what kind of MBNA credit card do you use?

[Leon]

It is called Platinum Plus.  It is a free card.  You can see it here: http://www.mbna.ca/popular_cardList.html

There are all kinds of free cards out there.  Just pick one that suits your needs.  Doesn't matter which.

If you shop at Canadian Tire on a regular basis, you might want to get their card.  As you use it, you collect 1% of your purchases in Canadian Tire money which you can use any time you visit a Canadian Tire store and pay with your card, see https://www.ctfs.com/Products/CreditCards/

If you stop at Superstore, you might want to get their card.  You will collect points you can use to buy at Superstore, however limited at having a minimum of $20 worth of points before you can use them, see http://www.pcfinancial.ca/english/credit-cards/pc-mastercard

If you plan to owe on it for long term though, you would look for a card with a low interest rate.