Unfortunately, we've missed the most important point so far: If you are applying as spouses there is
no cohabitation requirement - the cohabitation requirement is only for common-law partners. Because CIC routinely refuses visitor visas for spouses of Canadian citizens and PRs, they can hardly require that spouses live together to be eligible to apply for PR. You simply need to demonstrate that yours is not a marriage of convenience - in other words, entered into just to facilitate the entry of the FN to Canada. You do that by including evidence of the ongoing nature of your relationship - how you met, trips you've made to visit one another, wedding photos, receipts for money sent for support (if applicable), etc. There is a list of things they look for in the
OP2 processing manuals, in Section 5.26
So, answering No to Q27, because she is from a non-visa-exempt country and can't come to Canada until her permanent status is approved, will not adversely affect your application.