1)My present employer letter with all job duties,salary slips and references is 3 months old.Because in getting other documents ready,it has been 3 months so is it ok?or I should go for fresh one?
>>> 3 months old are all right.
2)For POF ,would VO contact directly our bank or ask the applicant to sumitt fresh POF in each new stage after CIO approval ,until visa is issued?How many old applicants were asked to submitt fresh POF after VO documents?with medicals and at visa time?



>>>> Visa Officer can contact directly to Bank to know the status of account and can also tell you to file fresh POF. It can be asked at any time and it is always advisable not to withdraw money out of that account. Withdrawing the amount is taken as that the amount does not belong to applicant and is borrowed.