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Author Topic: How to confirm DD encahsed?  (Read 592 times)
assiwassi
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« on: August 15, 2009, 02:23:50 pm »

Pls advise by seniors
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sadiqmaknojia
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« Reply #1 on: August 15, 2009, 02:32:31 pm »

go to bank from where u made ur DD i guess u must have some part of ur DD and in it there is a ref. no which they will track it and will let u know

this how u so in london dunno about othere places .........might be same
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harryk
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« Reply #2 on: August 15, 2009, 11:58:49 pm »

can u pls tell me which country you are residing at? Different countries and different banks have different policies. I made my dd from an Indian bank. It is a cumbersome process of trying to know as to when your dd has been encashed. The bank authorities will contact the head office (which in my case is mumbai for hdfc bank). The head office will put in a request to the canadian bank with which it has a tie up (in my case, bank of nova scotia). Only when the canadian bank authorities will give a reply, only then will my bank be in a position to inform me about whether my dd has been encashed or not.
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rocky272727
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« Reply #3 on: August 16, 2009, 10:27:17 am »

can u pls tell me which country you are residing at? Different countries and different banks have different policies. I made my dd from an Indian bank. It is a cumbersome process of trying to know as to when your dd has been encashed. The bank authorities will contact the head office (which in my case is mumbai for hdfc bank). The head office will put in a request to the canadian bank with which it has a tie up (in my case, bank of nova scotia). Only when the canadian bank authorities will give a reply, only then will my bank be in a position to inform me about whether my dd has been encashed or not.
Hi,

Though my bank was different but mostly Indian banks have the same process. They give you certified cheques in which they have tie ups with international banks which are local to the beneficiary. If the beneficiary gets the drafts cleared, then the local bank for you i.e. Indian bank also get notified since they also have to make the books and there is no lag of days in it. Its not a very long process. I would suggest you go and speak to you bank once again and ask them about it.
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BS 6353
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« Reply #4 on: August 16, 2009, 12:04:33 pm »

To know about encashment of DD is a simple process. I went to my bank and asked if the DD is encashed by ND or not. The Officer log on to computer and entered the date the DD was made, my account number and the computer showed that the DD is encashed. After 3 days of this I got the RPRF reciept from ND.
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boltz
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« Reply #5 on: August 16, 2009, 12:21:18 pm »

Others have pretty much answered your question I guess.

If its local DD (I mean DD to be encashed within the country), the process could be a lot simpler; as there is NO correspondent bank involved.  Bank might be able to tell you with out any dependency on other financial institutions.

If its a foreign DD, where some correspondent bank is involved, your bank might be dependent on the correspondent bank to pass the info; hence might take little longer.  What I mean is that your bank might get to know about the date of encashment, a week after the actual date of encashment.

Hope it helps.

Cheers boltz
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