There are rules guiding CIC application process. If you cannot meet up by whatever reason please drop the idea and only apply when u can abide by the rules. If u cannot get reference letter from your employer for whatever reason and u cannot offer a letter explaining this, why applying now? Why not 'skip it' and apply when u can?
Well, I have to disagree as even if the reference letter is not available, the applicant should source other evidences like clients letters, testimonials, tax statements, business cards of superiors and peers...etc.
The applicant shouldn't give up easily, especially once some earlier companies don't exist any more due to bankruptcy, merges or acquisitions...etc.
Cheers