SaugaBoss
Hero Member
Posts: 575
Ratings: +17
Category........: FAM
Visa Office......: Buffalo
App. Filed.......: 19-05-2010
AOR Received.: 04-08-2010
File Transfer...: 23-06-2010
Med's Done....: 12-02-2010
Passport Req..: 07-01-2011
LANDED..........: 11/01/2011
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« on: August 25, 2010, 10:32:56 am » |
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if you are moving from the United States to Canada, does your credit start brand new or is it transfered over??
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Buffalo Started Processing: 7/29/10
RPRF Paid: 08/20/10
CSIS check: 10/27/2010
CSIS Check complete: 11/28/2010
PPR: 1/7/2011
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MrsCasanova
Hero Member
Posts: 219
Ratings: +13
Category........: FAM
Visa Office......: Guatemala
App. Filed.......: 18-09-2009
Doc's Request.: 01-17-2010
Med's Request: 10 - 07- 2009
Med's Done....: 0 - 07 - 2009
Interview........: NONE
Passport Req..: 01-17-2010
VISA ISSUED...: 17-05-2011
LANDED..........: 18-06-2011
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« Reply #1 on: August 25, 2010, 10:36:55 am » |
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as far as i know it starts brand new...but i could be wrong
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MrsCasanova
Hero Member
Posts: 219
Ratings: +13
Category........: FAM
Visa Office......: Guatemala
App. Filed.......: 18-09-2009
Doc's Request.: 01-17-2010
Med's Request: 10 - 07- 2009
Med's Done....: 0 - 07 - 2009
Interview........: NONE
Passport Req..: 01-17-2010
VISA ISSUED...: 17-05-2011
LANDED..........: 18-06-2011
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« Reply #2 on: August 25, 2010, 10:45:20 am » |
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if you are moving from the United States to Canada, does your credit start brand new or is it transfered over??
I found this resource, i dont know if im allowed to post links though...hopefully i dont get in trouble for it lol...but i found an article for you on learning about credit...if this doesnt answer your question you can call the company and they will give you free advice, they're a non-profit company....I hope that helps! ps - if the link doesnt work message me and i'll send it to you |
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sbwv09
Hero Member
Posts: 867
Ratings: +42
Category........: FAM
Visa Office......: Buffalo/NYC
App. Filed.......: May 17, 10
File Transfer...: June 22, 10/August 31, 10 (to NYC)
Med's Done....: April 6, 10
Passport Req..: September 13, 10
VISA ISSUED...: 9/28, Received 10/21
LANDED..........: 10/22/10
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« Reply #3 on: August 25, 2010, 10:45:40 am » |
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It's true, your credit rating in the US has no bearing on your credit in Canada. This is what I was told at our bank. As an immigrant, your credit is at 0 (no rating). Lots of banks have special credit cards to help immigrants build their rating.
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Check out my blog-americanimmigrant10.blogspot.com
Thank you, God
App sent-5/17/10
Sponsorship approved-6/22/10
Sent to NYC office-8/31/10
PPR via letter!!-9/13/10
Visa stamped-9/28/10
Visa rec'd-10/21
LANDED-10/22
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MrsCasanova
Hero Member
Posts: 219
Ratings: +13
Category........: FAM
Visa Office......: Guatemala
App. Filed.......: 18-09-2009
Doc's Request.: 01-17-2010
Med's Request: 10 - 07- 2009
Med's Done....: 0 - 07 - 2009
Interview........: NONE
Passport Req..: 01-17-2010
VISA ISSUED...: 17-05-2011
LANDED..........: 18-06-2011
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« Reply #4 on: August 25, 2010, 10:47:38 am » |
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@ sbwv09 thats what i thought, i know Coast Capital gives out credit cards to immigrants, you dont even need a SIN card or anything, but they start you at a $500 limit. I would suggest starting to build credit that way
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kelKel
Champion Member
Posts: 1300
Ratings: +61
Category........: FAM
Visa Office......: Buffalo
App. Filed.......: 06-10-2010
AOR Received.: 17-11-2010
File Transfer...: 04-11-2010
Interview........: Waived
Passport Req..: 28-02-2011
LANDED..........: 03-03-2011
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« Reply #5 on: August 25, 2010, 10:51:16 am » |
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I know my boyfriend was given a credit card with a limit of $1000. He had to give them $1000 up front and they hold onto that for a year and a half then return it to you. Good way to get started!
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MrsCasanova
Hero Member
Posts: 219
Ratings: +13
Category........: FAM
Visa Office......: Guatemala
App. Filed.......: 18-09-2009
Doc's Request.: 01-17-2010
Med's Request: 10 - 07- 2009
Med's Done....: 0 - 07 - 2009
Interview........: NONE
Passport Req..: 01-17-2010
VISA ISSUED...: 17-05-2011
LANDED..........: 18-06-2011
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« Reply #6 on: August 25, 2010, 10:52:17 am » |
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@ Kelkel what credit card company was that?
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sbwv09
Hero Member
Posts: 867
Ratings: +42
Category........: FAM
Visa Office......: Buffalo/NYC
App. Filed.......: May 17, 10
File Transfer...: June 22, 10/August 31, 10 (to NYC)
Med's Done....: April 6, 10
Passport Req..: September 13, 10
VISA ISSUED...: 9/28, Received 10/21
LANDED..........: 10/22/10
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« Reply #7 on: August 25, 2010, 10:54:35 am » |
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KelKel is talking about a secured credit card. I think most banks have them.
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Check out my blog-americanimmigrant10.blogspot.com
Thank you, God
App sent-5/17/10
Sponsorship approved-6/22/10
Sent to NYC office-8/31/10
PPR via letter!!-9/13/10
Visa stamped-9/28/10
Visa rec'd-10/21
LANDED-10/22
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Kess
Hero Member
Posts: 407
Ratings: +13
Category........: FAM
Visa Office......: Buffalo
App. Filed.......: 06-08-2010
AOR Received.: 09-30-2010
File Transfer...: 07-09-2010
Med's Done....: 25-05-2010
Interview........: WAIVED
Passport Req..: 11-08-2011
VISA ISSUED...: 26-08-2011
LANDED..........: 06-09-2011
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« Reply #8 on: August 25, 2010, 10:57:05 am » |
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Lots of banks have special credit cards to help immigrants build their rating.
I hear radio ads every day for the program running at Scotiabank... sad reminder that this process takes so long. |
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May 8, 2010: Married
May 25: Medical
Aug 6: Received at CPC-M
Sept 7: Sponsorship approved
Sept 22: In process in Buffalo
Sept 30: AOR
Oct 18: Addt'l docs received
Mar 24: Rehab requested, May 12 delv'd
Aug 11: PPR
Sep 6: Landed
Nov 1: PR Card
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britincanada
Hero Member
Posts: 572
Ratings: +21
Category........: FAM
Visa Office......: LONDON
App. Filed.......: 01-06-2010
Doc's Request.: WAIVED
AOR Received.: 31-07-2010
File Transfer...: 29-06-2010
Med's Done....: 22-03-2010
Interview........: WAIVED
Passport Req..: 26-08-2010
VISA ISSUED...: 26-08-2010
LANDED..........: 29-09-2010
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« Reply #9 on: August 25, 2010, 11:05:05 am » |
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RBC Have a good Welcome package too..  http://www.rbc.com/canada/welcometocanada/?ProspectID=2CD6DC3074C34164A3C730B1E2BAC555There are lots of good ways to build your credit here in Canada...I wish I had already looked into them as all you need is government issued ID i.e passport and Immigration document..Be it PR/work permit/ study permit or visitor record |
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HoneyBird
Hero Member
Posts: 808
Ratings: +65
Category........: FAM
Visa Office......: POS
App. Filed.......: Jun 2010
Doc's Request.: Jun 2010
AOR Received.: Sep 2010
File Transfer...: Aug 2010
Med's Done....: Jun 2010
Interview........: Waived
Passport Req..: Dec 2010
VISA ISSUED...: Jan 2011
LANDED..........: Feb 2011
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« Reply #10 on: August 25, 2010, 11:07:47 am » |
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Brit does it mean from what you are saying,
if i am on a visitor visa, and I have a valid Trinidad and Tobago passport i can apply for a bank account?
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kelKel
Champion Member
Posts: 1300
Ratings: +61
Category........: FAM
Visa Office......: Buffalo
App. Filed.......: 06-10-2010
AOR Received.: 17-11-2010
File Transfer...: 04-11-2010
Interview........: Waived
Passport Req..: 28-02-2011
LANDED..........: 03-03-2011
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« Reply #11 on: August 25, 2010, 11:11:16 am » |
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Yes it was a secured credit card. It was with Royal Bank. He gets his deposit back in Jan. I'm not how it works if you're just here as a visitor.
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HoneyBird
Hero Member
Posts: 808
Ratings: +65
Category........: FAM
Visa Office......: POS
App. Filed.......: Jun 2010
Doc's Request.: Jun 2010
AOR Received.: Sep 2010
File Transfer...: Aug 2010
Med's Done....: Jun 2010
Interview........: Waived
Passport Req..: Dec 2010
VISA ISSUED...: Jan 2011
LANDED..........: Feb 2011
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« Reply #12 on: August 25, 2010, 11:13:36 am » |
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okay thanks...
now i am gonna check to see if scotia bank has something similar...
i am wonder which is the preferred bank in Canada...the goto bank...cause here in Trinidad, we love Republic. People dont like Royal bank in Trinidad becuasethey are really slow...
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giggles1985
Hero Member
Posts: 294
Ratings: +14
Category........: FAM
Visa Office......: Buffalo>Los Angeles
App. Filed.......: April 16, 2010
Doc's Request.: August 25, 2010
AOR Received.: July 22, 2010
File Transfer...: July 28, 2010
Med's Done....: Feb 03, 2010
Passport Req..: Sept 16, 2010
VISA ISSUED...: Oct 05, 2010
LANDED..........: Oct 09, 2010
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« Reply #13 on: August 25, 2010, 11:17:52 am » |
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It's true, your credit rating in the US has no bearing on your credit in Canada. This is what I was told at our bank. As an immigrant, your credit is at 0 (no rating). Lots of banks have special credit cards to help immigrants build their rating.
Aww damn, I didn't know this. I've got a good score too! Rats. Are the credit scores in Canada at least calculated in a similar manner? So that the tips I used to build my credit in the US will still apply? |
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**Buffalo>LA**
16/4/10 App received
31/5/10 Sponsor approved
12/7/10 In process
28/7/10 Transfer to LA
25/8/10 LA request additional financial info
16/9/10 PPR!
17/9/10 Passport mailed
7/10/10 Visa received
9/10/10 Landed!
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HoneyBird
Hero Member
Posts: 808
Ratings: +65
Category........: FAM
Visa Office......: POS
App. Filed.......: Jun 2010
Doc's Request.: Jun 2010
AOR Received.: Sep 2010
File Transfer...: Aug 2010
Med's Done....: Jun 2010
Interview........: Waived
Passport Req..: Dec 2010
VISA ISSUED...: Jan 2011
LANDED..........: Feb 2011
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« Reply #14 on: August 25, 2010, 11:18:45 am » |
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scotia bank deal looks really good...
but i want to know peoples thoughts on the bank...in terms of processing times..i hate long waits..etc.
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Immigration Forum
