Hello there scoobydoo!
My hubby is from Newfoundland and I have been living here for almost 3 years. If you need to talk with someone local, you can PM.
Anyway, I will do my best to help. Yes, it does appear to be that you can't get MCP unless you are enrolled in a program for 12 months.
My question is, what field are you going into? I don't know why you would need to wait until the winter of 2012. Is that late 2012 or do you mean around January? I know some schools you can enter in September and January.
Now, you do realize that the fee you have been quoted is per night. What happens if you need to stay up to a week? And wilson, it would be darn hard for her to find any insurance right now while being pregnant. My question is: Why wait until after the fall semester to come here? Most people do know it takes months to register and get ready. I am just curious. You don't have to mention if it is personal. And did your husband become a PR while being with you either common-law or married? If so, you do realize he won't be able to sponsor you in the future if he didn't list you. To do that, he would have to mention that he was married or in a common-law relationship with you at the time if you were on his own PR application. I am just hoping for your sake that he was already a PR before marrying you.
Anyway, I wish you good luck but unfortunately it looks to be that you may be spending quite a bit unless you go home.