checking the bank accounts?

[GeorgeJoseph]

Dear rupeshhari,

could you please throw some light on the form that we need to sign and what is the procedure? I am showing FD for 10lkhs with 4 different banks in india. I am running out of time and i am planning to send the full application to ndelhi office in the next couple of days. please help by providing more detail on the form that we need to sign. thanks. Is it a must?

rgds,
George

[rupeshhari]

I think for two of the forms, there are places to sign there. Sign those and sign at the bottom of any other extra sheets if you use any.

if you are sending 4 different statements, add them up and state it as a total.

[GeorgeJoseph]

Hi rupeshhari, where can we get this form that u r saying? please give some link. i can make it up from there. sorry to bother u... thx in advance, George

[GeorgeJoseph]

hi rupeshhari, i got what u r saying..............we need to sign the "Backgrnddeclaration" and "addition family information" form.....and apart from this, if we are attaching any addition sheets with that........that also needs to be signed. fine...........

okay fine..........thnx sir...............so, that is more than enough for them to proceed with the check with the Banks? am i rite? or did i get it wrong?

one more final question..........................

Could you please tell me the Total Amount for "Right of permanent residence fee" that needs to be provided as DD in Indian Ruppees  to the New Delhi visa office (with the Full Application). I am planning to send the full application in 2 days.

ur response is highly appreciated man. thnx, George...............................................

[rupeshhari]

i dont know the RPRF fee. i am in the US and we don't send it with our full application. someone from delhi will answer i am sure.

[Nit4canada]

Dear George Joseph,

RPRF is Rs. 39,800/- for two people ( Rs.19900x2, $490x2). DD in favour of Canadian High Commission, payable at New Delhi.

Rupeshhari, Are u a mallu? where are you from basically in Kerala. Thank you

[GeorgeJoseph]

Dear Nit4Canada,

We need to send the DD with the FULL Application itself. Rite?

My worry is, if they don't open my package for 6 months or put it aside due to some incompleteness in my application or supporting docs.......the DD will get expired and the 38,900 Rs is gone for me.............I believe that the DD is valid only for 6 months and later it will go void and i cannot claim even a single penny in that..........

so, i am asking should we need to wait for their Fees request or send with the full application itself?

rgds,
George

[NewYorker]

ADA - the rules may be different in different countries. Remember many countries do not have credit bureaus. I was told that by signing the form, we authorize CIC to do all sorts of check on us (i didn't really read what i was signing anyway), and in some countries, that may be enough to do a check. Who knows. The laws with regard to privacy are much stricter in the US.

This is my understanding but the rules might have changed in the last couple of years.
In the US, banks are allowed to check your credit score without your consent but if they do, they have to make you a fair offer of credit. Remember, those credit card products that we used to get in mail all the time, they send it because they know our score. Nowadays, I get one offer per day. Gone are the days when I used to get 5 per day lol.

Point well made but I have different perspective of this, the rules are applied to the country you are in, so anyone outside that country doing business with you needs to follow the rules of your country of resident. Canadian governement doesn't check credits as well as the bank account, unless you have signed a document giving them access to your bank account. Obviously bank is not going to give this information to them either as US laws are applied. (I am only talking about folks who are in the US, I don't know about any other country) -

The cards you receive in the mail from the banks is not after they check your credit, they only run a soft check, they still don't know anything about your credit and social security/DOB and without it, they cannot check your credit. Soft check is debt to available credit ratio, when you have various cards with lots of limit and you won't use them, automatically your debt ratio goes down and your available credit goes up, therefore these banks or agents run this on you, they get your full name from post office and send you offers, when you apply for it, then they actually get to know who you are and if you have liens, bankruptcy or judgments, they may not give you anything - Anyway this is totally another subject.

Now if CIC check your credit or Bank Account, I don't think so unless you authorize them, according to old rule I am not sure if I signed any document like that. That is why they ask you to give them updated bank statements sometime at the end of the application. Credit check could come up if your application is in background check and they smell a credit fraud (once again through liens, judgments, child support etc.), they may ask you to provide a credit history report, they will not check your credit history secretly.

[sanjeevindia]

Dear Nit4Canada,

We need to send the DD with the FULL Application itself. Rite?

My worry is, if they don't open my package for 6 months or put it aside due to some incompleteness in my application or supporting docs.......the DD will get expired and the 38,900 Rs is gone for me.............I believe that the DD is valid only for 6 months and later it will go void and i cannot claim even a single penny in that..........

so, i am asking should we need to wait for their Fees request or send with the full application itself?

rgds,
George

dear george
u don't have to send RPRF with full application, but u have to send appliation processing fee for ur family members, who will accompany. if u have submitted that also alongwith ur initial application, then u don't have to submit any amount.

rgds.

sanjeev       

[GeorgeJoseph]

Good Morning sanjeevindia!!

Hope you are talking about the New Delhi visa office. Because, I heard that for other countries like US UK local visa offfices, no need to pay the RPRF with the FULL Application. But I am not sure of India. When I saw the Checklist for the Full Application submittion of New Delhi office, they have got a specific item to be checked for the said Fees. Please c the question below which is as provided in the checklist.

13. FEE PAYMENT
Consult the Fees section of our Web site or the Guide for Skilled Worker Applicants
to calculate your fees. You must include a bank draft payable to the Canadian High
Commission for the Right of permanent residence fee for yourself and all
accompanying family members. Note that the processing fees are not refundable at
this stage. Fees are payable in Canadian dollars or Indian rupees at the exchange

please advice me sir. I need to send the full application tomorrow or day after tomorrow.

thnx, George Joseph.

[sanjeevindia]

dear george
i m talking about CHC-ND. i did not submit RPRF with my full app. i submitted only processing fee i.e. CAD 550 for my wife and CAD 150 for my son. RPRF has to be paid later on.

[rocky272727]

Good Morning sanjeevindia!!

Hope you are talking about the New Delhi visa office. Because, I heard that for other countries like US UK local visa offfices, no need to pay the RPRF with the FULL Application. But I am not sure of India. When I saw the Checklist for the Full Application submittion of New Delhi office, they have got a specific item to be checked for the said Fees. Please c the question below which is as provided in the checklist.

13. FEE PAYMENT
Consult the Fees section of our Web site or the Guide for Skilled Worker Applicants
to calculate your fees. You must include a bank draft payable to the Canadian High
Commission for the Right of permanent residence fee for yourself and all
accompanying family members. Note that the processing fees are not refundable at
this stage. Fees are payable in Canadian dollars or Indian rupees at the exchange

please advice me sir. I need to send the full application tomorrow or day after tomorrow.

thnx, George Joseph.

Send RPRF with full application since the New Delhi CHC checklist has been revised and people are still referring to old once. Send it along the full application. Best of luck

[GeorgeJoseph]

Hi Gentlemen, Please respond. Thnx, George.

[rupeshhari]

I think Sanjeev is correct but what the heck, just send it. If you don't get your PR for some reason, you'd get the money back.

[GeorgeJoseph]

Thanks Guys. Let me send it. bye, George