ppp
Newbie
Posts: 1
Ratings: +0
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« on: August 03, 2009, 06:16:33 pm » |
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Hi:
I was wondering if at any time (including in the background check stage), the immigration office would check the person's bank account?
Are they allowed to access applicant's bank accounts at all?
Thanks.
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jtob
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« Reply #1 on: August 03, 2009, 06:44:41 pm » |
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yes, they do random checks with the banks. in the letter for update of documents, it says " bank certifications.your bank must indicate in the bank certification that you are giving the canadian embassy visa section the authority to request information with regards to your account."
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Manj
Champion Member
Posts: 1107
Ratings: +58
Category........: FSW1
Visa Office......: Islamabad
NOC Code......: 0111
App. Filed.......: 07-05-2009
File Transfer...: 30-06-2010
Med's Request: Waiting
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« Reply #2 on: August 05, 2009, 04:53:56 am » |
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TrueMAnj yes, they do random checks with the banks. in the letter for update of documents, it says " bank certifications.your bank must indicate in the bank certification that you are giving the canadian embassy visa section the authority to request information with regards to your account."
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rizcom123
Star Member
Posts: 144
Ratings: +1
Category........: FSW1
Visa Office......: London
App. Filed.......: 06 August 2006
Doc's Request.: Oct 2008 - Submitted Dec 2008
AOR Received.: September 2006
Med's Request: June 2009
Med's Done....: July 2009
Interview........: Waived
Passport Req..: August 2009
VISA ISSUED...: 5th Sep 2009
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« Reply #3 on: August 05, 2009, 05:11:30 am » |
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They may check accounts at anytime however what I have noticed they only check within one stage before they go to another. For example, when they asked you to submit updated documents with proof of funds and then after 6 months if they requested medicals that means thay have already checked your bank accounts, otherwise they wouldn't come to Medical Stage. Also, they wouldn't ask you to take the Medical if you have any problems with the updated documents.
Of course in the final stage we may have to provide proof of funds again
Correct me if my logical thinking is wrong.
Regards,
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jtob
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« Reply #4 on: August 06, 2009, 12:55:46 am » |
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yes, they may only check once, but when do they check? we dont know.
i had my medical request last june but they still haven't returned all my documents.
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sanjeevindia
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« Reply #5 on: August 06, 2009, 01:28:28 am » |
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yes they can check, but then it's their choice. i have heard from people that they generally check only if they find something suspicious.
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Best of Luck and remember CIC website is the best for any info.
Tickets Booked for-19/10/2010
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honeyborn
Star Member
Posts: 89
Ratings: +2
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« Reply #6 on: August 06, 2009, 03:52:03 am » |
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My bank informed me that CHC get confirmation from them regarding funds in my account with them. It was few days before when they send me provisional approval letter.
Regards
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zaidkhalid
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« Reply #7 on: August 06, 2009, 07:41:19 am » |
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I all depend where your account is , I mean in which country. For example here in UK it is not possible for CHC to check your account, because I checked my bank manager he said no.
Cheers
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accounts
Hero Member
Posts: 772
Ratings: +52
Category........: FSW1
Pre-Assessed..: Yes
VISA ISSUED...: 28-12-2010
LANDED..........: August 6 2010
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« Reply #8 on: August 06, 2009, 09:00:43 am » |
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IN INDIA, THERE IS 100% CHKING. I M BANKER
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If u born in poor family, then its is not the crime. But if u die poor, it is the biggest crime.
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GeorgeJoseph
Star Member
Posts: 172
Ratings: +3
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« Reply #9 on: August 06, 2009, 09:53:28 am » |
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hi guys, i am little confused now. I have got Rs. 10,00,000 in the Fixed Deposit. If I send the xerox copies of the FD Docs (Notarized), is that more than enough?
or should i need to get my bank indicating in the FD docs that I am giving the canadian embassy visa section the authority to request information with regards to my account.?
pelase respond.
rgds,
George.
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rocky272727
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« Reply #10 on: August 06, 2009, 01:37:14 pm » |
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hi guys, i am little confused now. I have got Rs. 10,00,000 in the Fixed Deposit. If I send the xerox copies of the FD Docs (Notarized), is that more than enough?
or should i need to get my bank indicating in the FD docs that I am giving the canadian embassy visa section the authority to request information with regards to my account.?
pelase respond.
rgds,
George.
Give copies of FD's notarized plus a bank certificate stating the FD details its a FD certificate. |
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rocky272727
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« Reply #11 on: August 06, 2009, 01:38:33 pm » |
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IN INDIA, THERE IS 100% CHKING. I M BANKER
HI Accounts, If you do not mind telling, which banks are you talking about? Just out of curiosity I am asking this ? |
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GeorgeJoseph
Star Member
Posts: 172
Ratings: +3
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« Reply #12 on: August 06, 2009, 02:05:21 pm » |
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hi sir,
the banks are : IOB, IB, ICICI, HDFC. (total comes to 10 lkhs.). I splitted in different banks after so many US banks collapsed miserably. Hope this is fine?
When I approached bank, they said they cannot give anything more than the FD docs. And they are saying that they are more than enough. Should i need to get any lettter from each back saying that the CIC is authorized to do background check on my Accounts/ FD? is it possible first of all? i mean will the banks provide a document/ lettter like that ?
rgds, George.
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ADA
Hero Member
Posts: 366
Ratings: +7
Category........: FSW1
Visa Office......: Buffalo
NOC Code......: 0213
App. Filed.......: 18 Mar 2009
Doc's Request.: 07 Apr 2009 - Sent on 29 Jun 2009
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« Reply #13 on: August 06, 2009, 02:09:15 pm » |
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Guys
i am working with banking industry for last 8 years and have intimate knowledge of US bankign regulations...
NOBODY - NOBODY can check your balance unless you authorize it...
Not even you credit score can be checked with out your consent!!!
Its illegal for banks to share your information except with federal reserve and other regulatory bodies.
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I am not an Immigration Expert.
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Maaties
VIP Member
Posts: 3679
Ratings: +248
Category........: FSW1
Visa Office......: Buffalo
NOC Code......: 4131
Pre-Assessed..: Yes
App. Filed.......: Dec 2008 to CIO
Doc's Request.: Jan 2009
AOR Received.: Feb 2009 from VO
IELTS Request: Didn't do IELTS.
File Transfer...: Not transfered to regional office.
Med's Request: July 2010 with RPRF and another PCC.
Med's Done....: Meds - September 2010. PCC - Late Oct 2010
Interview........: Waived
Passport Req..: Early November 2010
VISA ISSUED...: December 2010 - Exactly days shy of 2 years since I sent in my application to CIO.
LANDED..........: 2011
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« Reply #14 on: August 06, 2009, 05:54:08 pm » |
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ADA - the rules may be different in different countries. Remember many countries do not have credit bureaus. I was told that by signing the form, we authorize CIC to do all sorts of check on us (i didn't really read what i was signing anyway), and in some countries, that may be enough to do a check. Who knows. The laws with regard to privacy are much stricter in the US.
This is my understanding but the rules might have changed in the last couple of years.
In the US, banks are allowed to check your credit score without your consent but if they do, they have to make you a fair offer of credit. Remember, those credit card products that we used to get in mail all the time, they send it because they know our score. Nowadays, I get one offer per day. Gone are the days when I used to get 5 per day lol.
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I am not an expert at Canadian Immigration.
Please don't expect me to answer if your post title has urgent in it and it is not really urgent. Urgent is 911 or you have a definite deadline tomorrow, not that you would like to send in the application soon
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