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Author Topic: Canadian Bank Account  (Read 3444 times)
DandJ
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« on: October 13, 2009, 01:30:29 pm »

Can I open a Canadian Bank Account from the UK while waiting on my Visa for PR?

Would this be a good thing to do?

Many Thanks
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toby
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Posts: 1678
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Category........: FAM
Visa Office......: Hong Kong
App. Filed.......: November 2009
Med's Done....: October 2009 and  15 April 2011
Interview........: 4 April 2011
Passport Req..: 4 April 2011
VISA ISSUED...: 7 July 2011
LANDED..........: 15 July 2011

« Reply #1 on: November 11, 2009, 09:28:40 am »

It would be difficult, since they want to see your signature, and you must provide several types of ID.   No benefit that I can see.  I researched the bank and the type of account online, told the bank by phone what I wanted, set an appointment, and in a 30-minute meeting I got everything done including debit card.


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Nov 09 Application to Mississauga
Nov 09 Approved; sent to Hong Kong.
Interview April 4, 2011 (so slow!!). Passed.
15 April 2011 New medical done.
7 July 2011  COPR received.
15 July 2011 landed in Vancouver. At last.
whoopi83
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« Reply #2 on: November 23, 2009, 09:05:58 am »

Can I open a Canadian Bank Account from the UK while waiting on my Visa for PR?

Would this be a good thing to do?

Many Thanks


Yes, you can.  Quite easily.

See:

http://www4.bmo.com/personal/0,2273,35649_37906294,00.html?WT.ac=E1304_Lpe_NF

However, HSBC and others operate similarly.  Choose newcomers from the site.
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Sponsor approved 12 Aug 2009.
PR approved and visa received 19 Nov 2009.
Landed 23 Dec 2009.
Outland, London.
toby
Champion Member
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Posts: 1678
Ratings: +92
Category........: FAM
Visa Office......: Hong Kong
App. Filed.......: November 2009
Med's Done....: October 2009 and  15 April 2011
Interview........: 4 April 2011
Passport Req..: 4 April 2011
VISA ISSUED...: 7 July 2011
LANDED..........: 15 July 2011

« Reply #3 on: November 23, 2009, 07:34:52 pm »

Interesting, Whoopi.

But I note that one must go to a lawyer who in effect certifies the authenticity of the client's ID, in English. But if you are in a country where English is not the functioning language (Costa Rica and China, for example), and where lawyers and notaries may not certify foreign documents (my situation in China), it would be much easier to avoid all this process and wait until landing in Canada.  Again, a 30-minute meeting was all it took when I went to the bank in person in Canada.

All one has to do in advance is ask the originating bank how to make a transfer of money, from Canada, once the new account has been opened. The bank may baulk, but will expedite whatever paperwork is required when you insist.

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Nov 09 Application to Mississauga
Nov 09 Approved; sent to Hong Kong.
Interview April 4, 2011 (so slow!!). Passed.
15 April 2011 New medical done.
7 July 2011  COPR received.
15 July 2011 landed in Vancouver. At last.
whoopi83
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Posts: 287
Ratings: +11

« Reply #4 on: November 24, 2009, 10:21:38 am »

Interesting, Whoopi.

But I note that one must go to a lawyer who in effect certifies the authenticity of the client's ID, in English. But if you are in a country where English is not the functioning language (Costa Rica and China, for example), and where lawyers and notaries may not certify foreign documents (my situation in China), it would be much easier to avoid all this process and wait until landing in Canada.  Again, a 30-minute meeting was all it took when I went to the bank in person in Canada.

All one has to do in advance is ask the originating bank how to make a transfer of money, from Canada, once the new account has been opened. The bank may baulk, but will expedite whatever paperwork is required when you insist.



Once again Toby, yes I agree, if one is in Costa Rica etc.  However, the OP is in the UK and I answered that question specifically. 

As I only have "official knowledge" of the UK and US systems (legal with a little business etc), I generally only respond to that of which I have specific knowledge.  Sorry my posts entice you to disagree. 
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Sponsor approved 12 Aug 2009.
PR approved and visa received 19 Nov 2009.
Landed 23 Dec 2009.
Outland, London.
toby
Champion Member
******

Posts: 1678
Ratings: +92
Category........: FAM
Visa Office......: Hong Kong
App. Filed.......: November 2009
Med's Done....: October 2009 and  15 April 2011
Interview........: 4 April 2011
Passport Req..: 4 April 2011
VISA ISSUED...: 7 July 2011
LANDED..........: 15 July 2011

« Reply #5 on: November 24, 2009, 07:03:53 pm »

I wasn't trying to disagree, or be disagreeable for that matter, Whoopi. Sorry if I left that impression.  I did not realize that your answer was specific to the UK -- which makes sense now that I re-read the original post and note that the person is in the UK.

My intent was to point out that the sensible way is sometimes complicated by the customs of the country one happens to live in, and in that case it is better to set up bank transfers etc in advance, in the home country, and wait until coming to Canada to open a new bank account.

Nada más, senorita, nada más.



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Nov 09 Application to Mississauga
Nov 09 Approved; sent to Hong Kong.
Interview April 4, 2011 (so slow!!). Passed.
15 April 2011 New medical done.
7 July 2011  COPR received.
15 July 2011 landed in Vancouver. At last.
slavasz
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Posts: 608
Ratings: +29
Category........: FSW1
Visa Office......: Beijing
NOC Code......: 0213
App. Filed.......: 19/10/2009
Doc's Request.: 18/12/2009
AOR Received.: 19/04/2010
IELTS Request: submitted with docs
File Transfer...: 22/12/2009
Med's Request: 04/09/2011
Med's Done....: 05-09-2011/
Interview........: waved 19/04/2010
Passport Req..: 24/05/2012
VISA ISSUED...: 13/07/2012
LANDED..........: 29/08/2012

« Reply #6 on: November 24, 2009, 10:43:20 pm »

What is the problem with HSBC?
http://www.hsbc.ca/1/2/en/personal/immigration-canada/new-to-canada/financial-services-new
I'd like to hear any feed back on HSBC Passport.
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