Hello Saki,
You are doing great job helping others out

. Please could you confirm if it's OK just to send out the letter from the bank? Below is my query in other thread fyi.
With respect to the proof of funds, would a letter from the bank manager stating the current balance do? The thing is we are planning to show the money in our OD mortgage account, wherein, our overall balance would be always in -XXX.XX until we finish off the mortgage. But the available balance can be anywhere between 0 and the total loan amount. We can get a letter from the bank stating our available balance, but if we take a statement, it will also show the current balance in -XXX.XX, and available balance as + 10 lakhs.
Long story short, We can put this money into another ordinary account, but the advantage here is if we maintain the same 10 lakhs in this particular account, we will not pay mortgage interest for the amount that we are maintaining, the 10 lakh rupees. The mortgaged flat is in my huby's name, and we can arrange for a property valuation to back the mortgage loan and sign a affidavit stating that we will sell this flat once we are through with the PR and plan to move to Canada.
Fair enough? Or would it be too complicated?
Thanks,
Indira Prabhakaran.