bank account shrinks !

Dear all
I have submitted the POF with application in Sept'11 as Bank Certificate & Statement of 03 SAVINGS ACCOUNTS of mine & 01 DPS accounts of my wife. At present there are some withdrawal & deposition in these accounts & now my account is quite below the figure that i had declared to CIC. Does it be a negative effects on my file?

Another issues are-

My POF is in savings accounts and as IDLE MONEY. If I withdraw all of my POF and make it FIXED DEPOSIT in ANOTHER BANK, does it make negative impact on my file?

I have withdrawn my POF to purchase a land JOINTLY where MY PORTION is mentioned in the STAMP (DOCUMENT). If VO raises query, how can explain MY POF STATUS?

Expecting of your valuable suggestion.

Thanking you