@ ryan you are right in one way, but there are many ways to prove that one actually will return.
In your case it was the loan, .
nour140 from this forum, i think he's from Egypt he applied from UAE for study visa and he got it, u can check it, it's still there.All he did was show some ties with Egypt .
I don't think ties means applying from home country, if denyl does not have property , house or spouse then it would be tough.
A citizen of India can go to India anytime or any citizen of any country can do the same,that doesn't mean that he has ties with his country,ties have to be documented evidence of property,house,a spouse,loans, deed agreements or any legal things. Vizag_ canada was refused uinder SPP for not being well established in his country, he re-applied under general with his property documents and supporting documents and finally he too got the visa, a few of my Indian friends applied from Saudi and got the visa, one of them didn't even show ties to his home country but he too got his visa.
Cheers