Just to recommend something useful...
Since we are sending bulk of documents, it is advisable to make it easy for the evaluator to assess our papers, so we should make our file as what we call in computers, "user friendly". When I submitted my application I have included a cover paper for each group of documents for the visa office requirements, I have printed in large letters in each short bond paper the following:
Identity and civil status Documents (my name and my husband's)
education qualifications (my name and my husband's)
Work Experience (my name only)
passports (my name and my husband's)
proof of english language proficiency (attached in CIO checklist)
business documents (name of business)
photos (my name and my husband's)
police clearance/certificates (this is an application after june 26, hence no clearance is attached)
In addition, I have highlighted some phrases in the checklist, like in my case, the notarized photocopy of transcript is only required, so I used green stabillo marker to emphasize it. I have also highlighted the phrase "applying after June 26" in the portion of the police clearance since i didn't include it. Lastly, I put some notes in the visa office checklist, like in the payment portion, aside from putting a check, I have written "payment through credit card, the form is attached in cio checklist". In police clearance, i put n/a then i wrote "not yet required"; and on front of checklist, i noted "forms are attached in cio checklist.. then the rest that didn't apply to my application and without a check, i wrote "n/a"
In filling up the forms, everything was handwritten. My application also comes with a flaw,
that is I wasn't able to put a number of persons in the payment fee form at how many family members aged more than 22 years old, however I have written the correct amount. In addition, I have converted my settlement fund with the conversion rate different from what I have indicated in the net worth statement.
Inspite of these, CIO have accepted my file. These are just minor errors that they consider as long as your application is complete. And as long as there are no certain rules regarding it.
So, my advice is to read the guide twice or thrice and you wouldn't be lost. And before you submit your application, check it five times, there's no wrong being OC this time.
goodluck to everyone
Hope this message will assist those who are still completing and preparing their documents.